External chromosome analysis 20-25 cells at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$578.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$723.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$206.06 with Sanford Health Plan Align vs $650.70 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $206.06 | ↓ -64% |
| Ucare | Medicare Replacement | $221.24 | ↓ -62% |
| Great Plains Medicare Advantage | Medicare Replacement | $223.41 | ↓ -61% |
| Aetna | Medicare Replacement | $223.41 | ↓ -61% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $223.41 | ↓ -61% |
| Health Partners | Medicare Replacement | $223.41 | ↓ -61% |
| United Healthcare | Medicare Replacement | $223.41 | ↓ -61% |
| Primewest | Medicare Replacement | $227.75 | ↓ -61% |
| Wellmark | HMO | $361.50 | ↓ -38% |
| Wellmark | PPO | $375.96 | ↓ -35% |
| Sanford Health Plan | Group Health/True | $387.38 | ↓ -33% |
| Sanford Health Plan | SD Exchange True | $387.38 | ↓ -33% |
| Security Health Plan | Commercial | $397.65 | ↓ -31% |
| Sanford Health Plan | Commercial/ND Pers | $455.71 | ↓ -21% |
| Sanford Health Plan | SD Exchange Commercial | $455.71 | ↓ -21% |
| Health Partners | State Employees | $477.18 | ↓ -18% |
| Health Partners | Commercial | $542.25 | ↓ -6% |
| Medica | Choice | $596.48 | ↑ +3% |
| United Healthcare | Commercial + Top 20 | $603.71 | ↑ +4% |
| Aetna | Commercial | $628.29 | ↑ +9% |
| Ucare | Commercial | $635.23 | ↑ +10% |
| Medica | Elect | $637.69 | ↑ +10% |
| Healthez | Commercial | $650.70 | ↑ +13% |
| First Choice Health Network | Commercial | $650.70 | ↑ +13% |
| Multiplan | Commercial | $650.70 | ↑ +13% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $331.50 | $140.13 – $510.00 |
| MercyOne Clinton Medical Center | Clinton | $159.25 | $69.34 – $290.67 |
| MercyOne West Des Moines Medical Center | West Des Moines | $612.00 | $123.01 – $612.00 |
| MercyOne Des Moines Medical Center | Des Moines | $159.25 | $49.25 – $290.67 |
| MercyOne Centerville Medical Center | Centerville | $722.00 | $198.12 – $722.00 |
| MercyOne Newton Medical Center | Newton | $469.30 | $140.13 – $722.00 |
| MercyOne North Iowa Medical Center | Mason City | $368.55 | $140.13 – $567.00 |
| MercyOne Waterloo Medical Center | Waterloo | $172.25 | $62.28 – $393.51 |