External chromosome analysis 20-25 cells at MercyOne Centerville Medical Center
1 Saint Joseph Dr, Centerville, IA · MercyOne · · NPI 1356391635
$722.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$722.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$198.12 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $722.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $198.12 | ↓ -73% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $198.84 | ↓ -72% |
| MOLINA MEDICAID | MOLINA MEDICAID | $201.76 | ↓ -72% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $202.74 | ↓ -72% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $207.21 | ↓ -71% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $209.38 | ↓ -71% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $211.47 | ↓ -71% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $213.57 | ↓ -70% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $217.54 | ↓ -70% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $221.94 | ↓ -69% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $278.48 | ↓ -61% |
| AMBETTER | AMBETTER MARKETPLACE | $351.76 | ↓ -51% |
| NOVA | CLAIMDOC | $420.85 | ↓ -42% |
| CLAIMDOC | CLAIMDOC | $420.85 | ↓ -42% |
| GEHA | UNITED HEALTHCARE | $519.84 | ↓ -28% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $519.84 | ↓ -28% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $551.61 | ↓ -24% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $551.61 | ↓ -24% |
| COVENTRY | AETNA | $676.51 | ↓ -6% |
| ALLIED BENEFIT SYSTEMS | AETNA | $676.51 | ↓ -6% |
| MERITAIN | AETNA | $676.51 | ↓ -6% |
| LUCENT HEALTH | AETNA | $676.51 | ↓ -6% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $676.51 | ↓ -6% |
| FIRST HEALTH | AETNA | $676.51 | ↓ -6% |
| AETNA DOMESTIC | AETNA | $676.51 | ↓ -6% |
| ASR HEALTH BENEFITS | AETNA | $676.51 | ↓ -6% |
| AETNA | AETNA | $676.51 | ↓ -6% |
| CHRISTIAN BROTHER SERVICES | AETNA | $676.51 | ↓ -6% |
| LUMINARE HEALTH | AETNA | $676.51 | ↓ -6% |
| WEBTPA | AETNA | $676.51 | ↓ -6% |
| MEDICAL MUTUAL | AETNA | $676.51 | ↓ -6% |
| AETNA EAP | AETNA | $676.51 | ↓ -6% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $676.51 | ↓ -6% |
| HEALTH PARTNERS | HEALTH PARTNERS | $694.56 | ↓ -4% |
| MEDICA | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| CIGNA | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| MIDLANDS | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| AUXIANT | MIDLANDS CHOICE PPO | $707.56 | ↓ -2% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $722.00 | ↑ +0% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $722.00 | ↑ +0% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $722.00 | ↑ +0% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $331.50 | $140.13 – $510.00 |
| MercyOne Clinton Medical Center | Clinton | $159.25 | $69.34 – $290.67 |
| MercyOne West Des Moines Medical Center | West Des Moines | $612.00 | $123.01 – $612.00 |
| MercyOne Des Moines Medical Center | Des Moines | $159.25 | $49.25 – $290.67 |
| MercyOne Newton Medical Center | Newton | $469.30 | $140.13 – $722.00 |
| MercyOne North Iowa Medical Center | Mason City | $368.55 | $140.13 – $567.00 |
| MercyOne Waterloo Medical Center | Waterloo | $172.25 | $62.28 – $393.51 |
| UnityPoint Health - Allen Hospital | Waterloo | $363.20 | $90.41 – $202.47 |