Splint extn xsm w sof-stretch rolyan at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$50.38

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77.51

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.10 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $39.50 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $15.10 ↓ -70%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $15.31 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $15.54 ↓ -69%
WELLPOINT MEDICAID WELLPOINT MEDICAID $15.61 ↓ -69%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.03 ↓ -68%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.36 ↓ -68%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $16.52 ↓ -67%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.82 ↓ -67%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $17.17 ↓ -66%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $18.62 ↓ -63%
AMISH HOSPITAL AID AMISH HOSPITAL AID $21.54 ↓ -57%
CENTIVO CENTIVO $24.29 ↓ -52%
AMBETTER AMBETTER MARKETPLACE $27.21 ↓ -46%
HEALTH CHOICES MEDICAL ASSOCIATES $29.07 ↓ -42%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $29.07 ↓ -42%
CLAIMDOC CLAIMDOC $32.55 ↓ -35%
NOVA CLAIMDOC $32.55 ↓ -35%
UNITED HEALTHCARE UNITED HEALTHCARE $34.09 ↓ -32%
GEHA UNITED HEALTHCARE $34.09 ↓ -32%
COVENTRY AETNA $36.30 ↓ -28%
ALLIED BENEFIT SYSTEMS AETNA $36.30 ↓ -28%
MERITAIN AETNA $36.30 ↓ -28%
LUCENT HEALTH AETNA $36.30 ↓ -28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $36.30 ↓ -28%
FIRST HEALTH AETNA $36.30 ↓ -28%
AETNA DOMESTIC AETNA $36.30 ↓ -28%
ASR HEALTH BENEFITS AETNA $36.30 ↓ -28%
AETNA AETNA $36.30 ↓ -28%
CHRISTIAN BROTHER SERVICES AETNA $36.30 ↓ -28%
LUMINARE HEALTH AETNA $36.30 ↓ -28%
WEBTPA AETNA $36.30 ↓ -28%
MEDICAL MUTUAL AETNA $36.30 ↓ -28%
AETNA EAP AETNA $36.30 ↓ -28%
1199 NATIONAL BENEFIT FUND AETNA $36.30 ↓ -28%
HEALTH PARTNERS HEALTH PARTNERS $38.00 ↓ -25%
MULTIPLAN MULTIPLAN $38.32 ↓ -24%
CIGNA MIDLANDS CHOICE $38.71 ↓ -23%
MIDLANDS CHOICE MIDLANDS CHOICE $38.71 ↓ -23%
CIGNA EAP MIDLANDS CHOICE $38.71 ↓ -23%
MEDICA MIDLANDS CHOICE $38.71 ↓ -23%
MIDLANDS MIDLANDS CHOICE $38.71 ↓ -23%
AUXIANT MIDLANDS CHOICE $38.71 ↓ -23%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $39.50 ↓ -22%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $39.50 ↓ -22%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Splint extn xsm w sof-stretch rolyan at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $50.38 $7.66 – $39.50
MercyOne New Hampton Medical Center New Hampton $59.80 $12.51 – $31.60
MercyOne Dyersville Medical Center Dyersville $50.38 $14.93 – $44.46
MercyOne Clinton Medical Center Clinton $50.38 $7.66 – $39.50
MercyOne Cedar Falls Medical Center Cedar Falls $50.38 $6.85 – $39.50
MercyOne Elkader Medical Center Elkader $50.38 $20.33 – $41.29
MercyOne West Des Moines Medical Center West Des Moines $77.51 $6.45 – $39.50
MercyOne Des Moines Medical Center Des Moines $50.38 $6.45 – $39.50

All Iowa hospitals for this procedure →