Splint extn xsm w sof-stretch rolyan at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$50.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77.51

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.45 with IOWA TOTAL CARE vs $39.50 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $6.45 ↓ -87%
MOLINA MEDICAID MOLINA MEDICAID $6.51 ↓ -87%
WELLPOINT MEDICAID WELLPOINT MEDICAID $6.53 ↓ -87%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $7.90 ↓ -84%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $7.94 ↓ -84%
HEALTH CHOICES MEDICAL ASSOCIATES $7.94 ↓ -84%
CENTIVO CENTIVO $10.43 ↓ -79%
OSCAR OSCAR $10.67 ↓ -79%
LUMINARE HEALTH AETNA $13.71 ↓ -73%
CHRISTIAN BROTHER SERVICES AETNA $13.71 ↓ -73%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $13.71 ↓ -73%
LUCENT HEALTH AETNA $13.71 ↓ -73%
AETNA AETNA $13.71 ↓ -73%
ASR HEALTH BENEFITS AETNA $13.71 ↓ -73%
1199 NATIONAL BENEFIT FUND AETNA $13.71 ↓ -73%
FIRST HEALTH AETNA $13.71 ↓ -73%
AETNA DOMESTIC AETNA $13.71 ↓ -73%
WEBTPA AETNA $13.71 ↓ -73%
MEDICAL MUTUAL AETNA $13.71 ↓ -73%
COVENTRY AETNA $13.71 ↓ -73%
ALLIED BENEFIT SYSTEMS AETNA $13.71 ↓ -73%
MERITAIN AETNA $13.71 ↓ -73%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $21.92 ↓ -56%
CIGNA EAP CIGNA $23.70 ↓ -53%
GEHA UNITED HEALTHCARE $23.70 ↓ -53%
NOVA CLAIMDOC $23.70 ↓ -53%
CLAIMDOC CLAIMDOC $23.70 ↓ -53%
UNITED HEALTHCARE UNITED HEALTHCARE $23.70 ↓ -53%
CIGNA CIGNA $23.70 ↓ -53%
HEALTH PARTNERS HEALTH PARTNERS $25.08 ↓ -50%
MIDLANDS MIDLANDS CHOICE PPO $25.68 ↓ -49%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $25.68 ↓ -49%
AUXIANT MIDLANDS CHOICE PPO $25.68 ↓ -49%
MEDICA MIDLANDS CHOICE PPO $25.68 ↓ -49%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $32.79 ↓ -35%
USA MANAGED CARE USA MANAGED CARE $33.58 ↓ -33%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $39.50 ↓ -22%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $39.50 ↓ -22%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $39.50 ↓ -22%

Visitor-reported prices

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Splint extn xsm w sof-stretch rolyan at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $34.95 – $88.95
MercyOne Dubuque Medical Center Dubuque $50.38 $7.66 – $39.50
MercyOne New Hampton Medical Center New Hampton $59.80 $12.51 – $31.60
MercyOne Dyersville Medical Center Dyersville $50.38 $14.93 – $44.46
MercyOne Clinton Medical Center Clinton $50.38 $7.66 – $39.50
MercyOne Oelwein Medical Center Oelwein $50.38 $15.10 – $39.50
MercyOne Cedar Falls Medical Center Cedar Falls $50.38 $6.85 – $39.50
MercyOne Elkader Medical Center Elkader $50.38 $20.33 – $41.29

All Iowa hospitals for this procedure →