Protector nerve neurawrap 4cm at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,580.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,508.79

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,086.43 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $5,459.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $2,086.43 ↓ -42%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $2,115.91 ↓ -41%
MOLINA MEDICAID MOLINA MEDICAID $2,147.02 ↓ -40%
WELLPOINT MEDICAID WELLPOINT MEDICAID $2,157.40 ↓ -40%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $2,215.26 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $2,260.57 ↓ -37%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $2,282.95 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $2,324.99 ↓ -35%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $2,372.48 ↓ -34%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $2,573.92 ↓ -28%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,976.79 ↓ -17%
CENTIVO CENTIVO $3,357.29 ↓ -6%
AMBETTER AMBETTER MARKETPLACE $3,760.16 ↑ +5%
HEALTH CHOICES MEDICAL ASSOCIATES $4,017.82 ↑ +12%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $4,017.82 ↑ +12%
CLAIMDOC CLAIMDOC $4,498.76 ↑ +26%
NOVA CLAIMDOC $4,498.76 ↑ +26%
UNITED HEALTHCARE UNITED HEALTHCARE $4,711.12 ↑ +32%
GEHA UNITED HEALTHCARE $4,711.12 ↑ +32%
COVENTRY AETNA $5,016.82 ↑ +40%
ALLIED BENEFIT SYSTEMS AETNA $5,016.82 ↑ +40%
MERITAIN AETNA $5,016.82 ↑ +40%
LUCENT HEALTH AETNA $5,016.82 ↑ +40%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $5,016.82 ↑ +40%
FIRST HEALTH AETNA $5,016.82 ↑ +40%
AETNA DOMESTIC AETNA $5,016.82 ↑ +40%
ASR HEALTH BENEFITS AETNA $5,016.82 ↑ +40%
AETNA AETNA $5,016.82 ↑ +40%
CHRISTIAN BROTHER SERVICES AETNA $5,016.82 ↑ +40%
LUMINARE HEALTH AETNA $5,016.82 ↑ +40%
WEBTPA AETNA $5,016.82 ↑ +40%
MEDICAL MUTUAL AETNA $5,016.82 ↑ +40%
AETNA EAP AETNA $5,016.82 ↑ +40%
1199 NATIONAL BENEFIT FUND AETNA $5,016.82 ↑ +40%
HEALTH PARTNERS HEALTH PARTNERS $5,251.56 ↑ +47%
MULTIPLAN MULTIPLAN $5,295.23 ↑ +48%
CIGNA MIDLANDS CHOICE $5,349.82 ↑ +49%
MIDLANDS CHOICE MIDLANDS CHOICE $5,349.82 ↑ +49%
CIGNA EAP MIDLANDS CHOICE $5,349.82 ↑ +49%
MEDICA MIDLANDS CHOICE $5,349.82 ↑ +49%
MIDLANDS MIDLANDS CHOICE $5,349.82 ↑ +49%
AUXIANT MIDLANDS CHOICE $5,349.82 ↑ +49%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,459.00 ↑ +52%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,459.00 ↑ +52%

Visitor-reported prices

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Protector nerve neurawrap 4cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $3,580.71 $1,948.86 – $5,459.00
MercyOne New Hampton Medical Center New Hampton $3,402.10 $2,053.41 – $5,186.70
MercyOne Dyersville Medical Center Dyersville $3,580.71 $2,063.50 – $6,144.65
MercyOne Clinton Medical Center Clinton $3,580.71 $1,544.90 – $5,459.00
MercyOne Cedar Falls Medical Center Cedar Falls $3,580.71 $1,282.87 – $5,459.00
MercyOne Elkader Medical Center Elkader $3,580.71 $2,809.75 – $5,705.75
MercyOne West Des Moines Medical Center West Des Moines $5,508.79 $1,097.26 – $5,459.00
MercyOne Des Moines Medical Center Des Moines $3,580.71 $1,097.26 – $5,459.00

All Iowa hospitals for this procedure →