Protector nerve neurawrap 4cm at MercyOne Cedar Falls Medical Center
515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955
$3,580.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,508.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,282.87 with HEALTH CHOICES vs $5,459.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HEALTH CHOICES | MEDICAL ASSOCIATES | $1,282.87 | ↓ -64% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $1,282.87 | ↓ -64% |
| HEALTH PARTNERS | HEALTH PARTNERS | $1,785.09 | ↓ -50% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $3,029.75 | ↓ -15% |
| GEHA | UNITED HEALTHCARE | $3,029.75 | ↓ -15% |
| MIDLANDS | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| CIGNA | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| MEDICA | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| AUXIANT | MIDLANDS CHOICE PPO | $3,875.89 | ↑ +8% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $4,967.69 | ↑ +39% |
| AETNA EAP | AETNA | $5,016.82 | ↑ +40% |
| LUMINARE HEALTH | AETNA | $5,016.82 | ↑ +40% |
| LUCENT HEALTH | AETNA | $5,016.82 | ↑ +40% |
| AETNA | AETNA | $5,016.82 | ↑ +40% |
| ASR HEALTH BENEFITS | AETNA | $5,016.82 | ↑ +40% |
| FIRST HEALTH | AETNA | $5,016.82 | ↑ +40% |
| AETNA DOMESTIC | AETNA | $5,016.82 | ↑ +40% |
| COVENTRY | AETNA | $5,016.82 | ↑ +40% |
| ALLIED BENEFIT SYSTEMS | AETNA | $5,016.82 | ↑ +40% |
| MERITAIN | AETNA | $5,016.82 | ↑ +40% |
| WEBTPA | AETNA | $5,016.82 | ↑ +40% |
| MEDICAL MUTUAL | AETNA | $5,016.82 | ↑ +40% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $5,459.00 | ↑ +52% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $5,459.00 | ↑ +52% |
Visitor-reported prices
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Protector nerve neurawrap 4cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $3,580.71 | $1,948.86 – $5,459.00 |
| MercyOne New Hampton Medical Center | New Hampton | $3,402.10 | $2,053.41 – $5,186.70 |
| MercyOne Dyersville Medical Center | Dyersville | $3,580.71 | $2,063.50 – $6,144.65 |
| MercyOne Clinton Medical Center | Clinton | $3,580.71 | $1,544.90 – $5,459.00 |
| MercyOne Oelwein Medical Center | Oelwein | $3,580.71 | $2,086.43 – $5,459.00 |
| MercyOne Elkader Medical Center | Elkader | $3,580.71 | $2,809.75 – $5,705.75 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,508.79 | $1,097.26 – $5,459.00 |
| MercyOne Des Moines Medical Center | Des Moines | $3,580.71 | $1,097.26 – $5,459.00 |