Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,283.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,052.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$132.02 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $345.41 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $132.02 ↓ -96%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $133.88 ↓ -96%
MOLINA MEDICAID MOLINA MEDICAID $135.85 ↓ -96%
WELLPOINT MEDICAID WELLPOINT MEDICAID $136.51 ↓ -96%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $140.17 ↓ -96%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $143.03 ↓ -96%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $144.45 ↓ -96%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $147.11 ↓ -96%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $150.12 ↓ -95%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $162.86 ↓ -95%
AMISH HOSPITAL AID AMISH HOSPITAL AID $188.35 ↓ -94%
CENTIVO CENTIVO $212.43 ↓ -94%
AMBETTER AMBETTER MARKETPLACE $237.92 ↓ -93%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $254.22 ↓ -92%
HEALTH CHOICES MEDICAL ASSOCIATES $254.22 ↓ -92%
CLAIMDOC CLAIMDOC $284.65 ↓ -91%
NOVA CLAIMDOC $284.65 ↓ -91%
GEHA UNITED HEALTHCARE $298.09 ↓ -91%
UNITED HEALTHCARE UNITED HEALTHCARE $298.09 ↓ -91%
ALLIED BENEFIT SYSTEMS AETNA $317.43 ↓ -90%
AETNA AETNA $317.43 ↓ -90%
AETNA DOMESTIC AETNA $317.43 ↓ -90%
AETNA EAP AETNA $317.43 ↓ -90%
1199 NATIONAL BENEFIT FUND AETNA $317.43 ↓ -90%
ASR HEALTH BENEFITS AETNA $317.43 ↓ -90%
CHRISTIAN BROTHER SERVICES AETNA $317.43 ↓ -90%
COVENTRY AETNA $317.43 ↓ -90%
FIRST HEALTH AETNA $317.43 ↓ -90%
LUCENT HEALTH AETNA $317.43 ↓ -90%
LUMINARE HEALTH AETNA $317.43 ↓ -90%
MEDICAL MUTUAL AETNA $317.43 ↓ -90%
MERITAIN AETNA $317.43 ↓ -90%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $317.43 ↓ -90%
WEBTPA AETNA $317.43 ↓ -90%
HEALTH PARTNERS HEALTH PARTNERS $332.28 ↓ -90%
MULTIPLAN MULTIPLAN $335.05 ↓ -90%
MIDLANDS CHOICE MIDLANDS CHOICE $338.50 ↓ -90%
AUXIANT MIDLANDS CHOICE $338.50 ↓ -90%
MIDLANDS MIDLANDS CHOICE $338.50 ↓ -90%
CIGNA MIDLANDS CHOICE $338.50 ↓ -90%
CIGNA EAP MIDLANDS CHOICE $338.50 ↓ -90%
MEDICA MIDLANDS CHOICE $338.50 ↓ -90%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $345.41 ↓ -89%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $345.41 ↓ -89%

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $232.74 $66.94 – $345.41
MercyOne New Hampton Medical Center New Hampton $279.64 $147.23 – $371.88
MercyOne Dyersville Medical Center Dyersville $232.74 $130.56 – $388.79
MercyOne Clinton Medical Center Clinton $232.74 $66.94 – $345.41
MercyOne Cedar Falls Medical Center Cedar Falls $232.74 $59.89 – $345.41
MercyOne Elkader Medical Center Elkader $232.74 $177.78 – $361.02
MercyOne West Des Moines Medical Center West Des Moines $358.06 $56.37 – $345.41
MercyOne Des Moines Medical Center Des Moines $232.74 $56.37 – $345.41

All Iowa hospitals for this procedure →