Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$232.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$358.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.94 with IOWA TOTAL CARE vs $345.41 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $66.94 ↓ -71%
MOLINA MEDICAID MOLINA MEDICAID $67.60 ↓ -71%
WELLPOINT MEDICAID WELLPOINT MEDICAID $67.86 ↓ -71%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $69.08 ↓ -70%
HEALTH CHOICES MEDICAL ASSOCIATES $97.75 ↓ -58%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $97.75 ↓ -58%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $99.82 ↓ -57%
OSCAR OSCAR $131.26 ↓ -44%
UNITED HEALTHCARE UNITED HEALTHCARE $172.71 ↓ -26%
GEHA UNITED HEALTHCARE $172.71 ↓ -26%
NOVA CLAIMDOC $207.25 ↓ -11%
CLAIMDOC CLAIMDOC $207.25 ↓ -11%
THE ALLIANCE THE ALLIANCE $209.49 ↓ -10%
MERITAIN AETNA $302.23 ↑ +30%
AETNA AETNA $302.23 ↑ +30%
AETNA DOMESTIC AETNA $302.23 ↑ +30%
AETNA EAP AETNA $302.23 ↑ +30%
ALLIED BENEFIT SYSTEMS AETNA $302.23 ↑ +30%
ASR HEALTH BENEFITS AETNA $302.23 ↑ +30%
CHRISTIAN BROTHER SERVICES AETNA $302.23 ↑ +30%
COVENTRY AETNA $302.23 ↑ +30%
FIRST HEALTH AETNA $302.23 ↑ +30%
LUCENT HEALTH AETNA $302.23 ↑ +30%
LUMINARE HEALTH AETNA $302.23 ↑ +30%
MEDICAL MUTUAL AETNA $302.23 ↑ +30%
1199 NATIONAL BENEFIT FUND AETNA $302.23 ↑ +30%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $302.23 ↑ +30%
WEBTPA AETNA $302.23 ↑ +30%
HEALTH PARTNERS HEALTH PARTNERS $302.92 ↑ +30%
MULTIPLAN MULTIPLAN $310.87 ↑ +34%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $310.87 ↑ +34%
AUXIANT MIDLANDS CHOICE PPO $310.87 ↑ +34%
CIGNA MIDLANDS CHOICE PPO $310.87 ↑ +34%
MIDLANDS MIDLANDS CHOICE PPO $310.87 ↑ +34%
MEDICA MIDLANDS CHOICE PPO $310.87 ↑ +34%
QUALCARE QCCH $310.87 ↑ +34%
CIGNA EAP MIDLANDS CHOICE PPO $310.87 ↑ +34%
USA MANAGED CARE USA MANAGED CARE $328.14 ↑ +41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $345.41 ↑ +48%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $345.41 ↑ +48%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $345.41 ↑ +48%

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $232.74 $66.94 – $345.41
MercyOne New Hampton Medical Center New Hampton $279.64 $147.23 – $371.88
MercyOne Dyersville Medical Center Dyersville $232.74 $130.56 – $388.79
MercyOne Oelwein Medical Center Oelwein $3,283.80 $132.02 – $345.41
MercyOne Cedar Falls Medical Center Cedar Falls $232.74 $59.89 – $345.41
MercyOne Elkader Medical Center Elkader $232.74 $177.78 – $361.02
MercyOne West Des Moines Medical Center West Des Moines $358.06 $56.37 – $345.41
MercyOne Des Moines Medical Center Des Moines $232.74 $56.37 – $345.41

All Iowa hospitals for this procedure →