Emg 2 ext w-w/o paraspinal area 95861 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$230.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$470.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.05 with United vs $159.74 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $57.05 ↓ -75%
Humana Medicare|All Plans $57.05 ↓ -75%
Medica Medicare|All Plans $57.05 ↓ -75%
PACE Medicare|All Plans $57.05 ↓ -75%
Centene Medicare|All Plans $58.20 ↓ -75%
Amerigroup Medicare|All Plans $59.91 ↓ -74%
Great Plains Medicare|All Plans $59.91 ↓ -74%
United Medicaid|Community Plan $70.09 ↓ -70%
Total Care Medicaid|All Plans $71.50 ↓ -69%
Amerigroup Medicaid|All Plans $71.50 ↓ -69%
IAMolina Medicaid|All Plans $72.90 ↓ -68%
Wellmark Commercial|PPO $92.91 ↓ -60%
Wellmark Commercial|HMO $92.91 ↓ -60%
AMPS Commercial|All Plans $126.66 ↓ -45%
BCBS - NE Commercial|BluePrint $147.11 ↓ -36%
Medica Commercial|CHI Health $148.33 ↓ -36%
Medica Commercial|All Other Plans $148.33 ↓ -36%
BCBS - NE Commercial|All Other Plans $154.85 ↓ -33%
Midlands Choice Commercial|Premier $156.48 ↓ -32%
United Commercial|All Plans $156.48 ↓ -32%
Medica Commercial|ACO $156.48 ↓ -32%
Medica Commercial|Open Access $156.48 ↓ -32%
Timpte Commercial|Broad Network $156.48 ↓ -32%
Midlands Choice Commercial|Standard $156.48 ↓ -32%
QuikTrip Commercial|All Plans $156.48 ↓ -32%
Greater Omaha Packing Commercial|Broad Network $156.48 ↓ -32%
Greater Omaha Packing Commercial|Narrow Network $156.48 ↓ -32%
Millard Public Schools Commercial|Broad Network $156.48 ↓ -32%
Millard Public Schools Commercial|Narrow Network $156.48 ↓ -32%
One World Commercial|Broad Network $156.48 ↓ -32%
One World Commercial|Narrow Network $156.48 ↓ -32%
PHCS Commercial|All Plans $159.74 ↓ -31%
MultiPlan Commercial|All Plans $159.74 ↓ -31%

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $301.20 $123.39 – $172.74
MercyOne New Hampton Medical Center New Hampton $321.10 $195.57 – $494.00
MercyOne Des Moines Medical Center Des Moines $599.30 $125.59 – $922.00
MercyOne Genesis Davenport Medical Center Davenport $335.40 $123.39 – $172.74
MercyOne Genesis DeWitt Medical Center DeWitt $274.80 $334.34 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $414.70 $125.35 – $824.00
UnityPoint Health - Allen Hospital Waterloo $375.20 $53.87 – $152.56
UnityPoint Health - Finley Hospital Dubuque $375.20 $66.30 – $214.36

All Iowa hospitals for this procedure →