Emg 2 ext w-w/o paraspinal area 95861 at MercyOne New Hampton Medical Center

308 North Maple Ave, New Hampton, IA · MercyOne · · NPI 1770651515

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$321.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$494.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$195.57 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $494.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $195.57 ↓ -39%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $197.60 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $199.58 ↓ -38%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $201.55 ↓ -37%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $208.17 ↓ -35%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $209.46 ↓ -35%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $220.67 ↓ -31%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $249.47 ↓ -22%
HEALTH CHOICES MEDICAL ASSOCIATES $249.47 ↓ -22%
AMISH HOSPITAL AID AMISH HOSPITAL AID $262.81 ↓ -18%
OSCAR OSCAR $290.47 ↓ -10%
AMBETTER AMBETTER MARKETPLACE $331.97 ↑ +3%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $337.60 ↑ +5%
GEHA UNITED HEALTHCARE $341.85 ↑ +6%
UNITED HEALTHCARE UNITED HEALTHCARE $341.85 ↑ +6%
MOLINA MEDICAID MOLINA MEDICAID $342.56 ↑ +7%
WELLPOINT MEDICAID WELLPOINT MEDICAID $344.22 ↑ +7%
CLAIMDOC CLAIMDOC $397.18 ↑ +24%
NOVA CLAIMDOC $397.18 ↑ +24%
AETNA AETNA $466.83 ↑ +45%
ASR HEALTH BENEFITS AETNA $466.83 ↑ +45%
1199 NATIONAL BENEFIT FUND AETNA $466.83 ↑ +45%
FIRST HEALTH AETNA $466.83 ↑ +45%
AETNA DOMESTIC AETNA $466.83 ↑ +45%
LUCENT HEALTH AETNA $466.83 ↑ +45%
COVENTRY AETNA $466.83 ↑ +45%
ALLIED BENEFIT SYSTEMS AETNA $466.83 ↑ +45%
MERITAIN AETNA $466.83 ↑ +45%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $466.83 ↑ +45%
LUMINARE HEALTH AETNA $466.83 ↑ +45%
WEBTPA AETNA $466.83 ↑ +45%
MEDICAL MUTUAL AETNA $466.83 ↑ +45%
AETNA EAP AETNA $466.83 ↑ +45%
FIRST CHOICE HEALTH FIRST CHOICE $469.30 ↑ +46%
HEALTH PARTNERS HEALTH PARTNERS $474.73 ↑ +48%
CIGNA MIDLANDS CHOICE PPO $479.18 ↑ +49%
AUXIANT MIDLANDS CHOICE PPO $479.18 ↑ +49%
MIDLANDS MIDLANDS CHOICE PPO $479.18 ↑ +49%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $479.18 ↑ +49%
CIGNA EAP MIDLANDS CHOICE PPO $479.18 ↑ +49%
MEDICA MIDLANDS CHOICE PPO $479.18 ↑ +49%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $494.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $494.00 ↑ +54%

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $301.20 $123.39 – $172.74
MercyOne Des Moines Medical Center Des Moines $599.30 $125.59 – $922.00
MercyOne Genesis Davenport Medical Center Davenport $335.40 $123.39 – $172.74
MercyOne Genesis DeWitt Medical Center DeWitt $274.80 $334.34 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $414.70 $125.35 – $824.00
UnityPoint Health - Allen Hospital Waterloo $375.20 $53.87 – $152.56
UnityPoint Health - Finley Hospital Dubuque $375.20 $66.30 – $214.36
UnityPoint Health - Grinnell Regional Medical Center Grinnell $375.20 $66.30 – $186.16

All Iowa hospitals for this procedure →