Pt re-evaluation patient/family at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$109.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$169.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.26 with MEDICAL ASSOCIATES vs $350.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $43.26 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $43.26 ↓ -61%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $50.60 ↓ -54%
MOLINA MEDICAID MOLINA MEDICAID $51.10 ↓ -53%
WELLPOINT MEDICAID WELLPOINT MEDICAID $51.30 ↓ -53%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $63.32 ↓ -42%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $63.32 ↓ -42%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $63.32 ↓ -42%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $63.95 ↓ -42%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $64.58 ↓ -41%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $64.58 ↓ -41%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $65.26 ↓ -41%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $65.90 ↓ -40%
CENTIVO CENTIVO $79.47 ↓ -28%
OSCAR OSCAR $85.16 ↓ -22%
AMISH HOSPITAL AID AMISH HOSPITAL AID $85.93 ↓ -22%
MEDICAL MUTUAL AETNA $88.73 ↓ -19%
AETNA AETNA $88.73 ↓ -19%
LUCENT HEALTH AETNA $88.73 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $88.73 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $88.73 ↓ -19%
COVENTRY AETNA $88.73 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $88.73 ↓ -19%
MERITAIN AETNA $88.73 ↓ -19%
LUMINARE HEALTH AETNA $88.73 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $88.73 ↓ -19%
FIRST HEALTH AETNA $88.73 ↓ -19%
ASR HEALTH BENEFITS AETNA $88.73 ↓ -19%
AETNA EAP AETNA $88.73 ↓ -19%
WEBTPA AETNA $88.73 ↓ -19%
AETNA DOMESTIC AETNA $88.73 ↓ -19%
AMBETTER AMBETTER MARKETPLACE $108.54 ↓ -1%
PREFERRED ONE PREFERRED ONE $109.85 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $113.06 ↑ +3%
CIGNA MIDLANDS CHOICE PPO $118.30 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $118.30 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $118.30 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $118.30 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $118.30 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $118.30 ↑ +8%
NOVA CLAIMDOC $129.87 ↑ +18%
CLAIMDOC CLAIMDOC $129.87 ↑ +18%
MHNET MENTAL HEALTH ASSOCIATES $135.20 ↑ +23%
MULTIPLAN MULTIPLAN $152.10 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $169.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $169.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $169.00 ↑ +54%
GEHA UNITED HEALTHCARE $350.00 ↑ +219%
UNITED HEALTHCARE UNITED HEALTHCARE $350.00 ↑ +219%

Visitor-reported prices

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Pt re-evaluation patient/family at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $222.00 $86.04 – $86.04
MercyOne Dubuque Medical Center Dubuque $91.00 $49.98 – $231.00
MercyOne New Hampton Medical Center New Hampton $162.50 $98.98 – $250.00
MercyOne Clinton Medical Center Clinton $175.50 $50.60 – $461.00
MercyOne Oelwein Medical Center Oelwein $162.50 $95.55 – $250.00
MercyOne Cedar Falls Medical Center Cedar Falls $266.50 $50.60 – $410.00
MercyOne Elkader Medical Center Elkader $162.50 $128.68 – $261.30
MercyOne West Des Moines Medical Center West Des Moines $179.00 $35.98 – $189.00

All Iowa hospitals for this procedure →