Pt re-evaluation patient/family at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$175.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.60 with IOWA TOTAL CARE vs $461.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $50.60 ↓ -71%
MOLINA MEDICAID MOLINA MEDICAID $51.10 ↓ -71%
WELLPOINT MEDICAID WELLPOINT MEDICAID $51.30 ↓ -71%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $63.32 ↓ -64%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $63.32 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $63.32 ↓ -64%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $63.95 ↓ -64%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $64.58 ↓ -63%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $65.90 ↓ -62%
HEALTH CHOICES MEDICAL ASSOCIATES $76.41 ↓ -56%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $76.41 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $78.03 ↓ -56%
AMISH HOSPITAL AID AMISH HOSPITAL AID $85.93 ↓ -51%
OSCAR OSCAR $88.14 ↓ -50%
AMBETTER AMBETTER MARKETPLACE $108.54 ↓ -38%
CLAIMDOC CLAIMDOC $129.87 ↓ -26%
NOVA CLAIMDOC $129.87 ↓ -26%
THE ALLIANCE THE ALLIANCE $163.76 ↓ -7%
AETNA AETNA $236.25 ↑ +35%
LUCENT HEALTH AETNA $236.25 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $236.25 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $236.25 ↑ +35%
COVENTRY AETNA $236.25 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $236.25 ↑ +35%
MERITAIN AETNA $236.25 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $236.25 ↑ +35%
LUMINARE HEALTH AETNA $236.25 ↑ +35%
FIRST HEALTH AETNA $236.25 ↑ +35%
ASR HEALTH BENEFITS AETNA $236.25 ↑ +35%
AETNA EAP AETNA $236.25 ↑ +35%
AETNA DOMESTIC AETNA $236.25 ↑ +35%
MEDICAL MUTUAL AETNA $236.25 ↑ +35%
WEBTPA AETNA $236.25 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $236.79 ↑ +35%
MIDLANDS MIDLANDS CHOICE PPO $243.00 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $243.00 ↑ +38%
QUALCARE QCCH $243.00 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $243.00 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $243.00 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $243.00 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $243.00 ↑ +38%
MULTIPLAN MULTIPLAN $243.00 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $256.50 ↑ +46%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $270.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $270.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $270.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $461.00 ↑ +163%
GEHA UNITED HEALTHCARE $461.00 ↑ +163%

Visitor-reported prices

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Pt re-evaluation patient/family at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $222.00 $86.04 – $86.04
MercyOne Dubuque Medical Center Dubuque $91.00 $49.98 – $231.00
MercyOne New Hampton Medical Center New Hampton $162.50 $98.98 – $250.00
MercyOne Oelwein Medical Center Oelwein $162.50 $95.55 – $250.00
MercyOne Cedar Falls Medical Center Cedar Falls $266.50 $50.60 – $410.00
MercyOne Elkader Medical Center Elkader $162.50 $128.68 – $261.30
MercyOne West Des Moines Medical Center West Des Moines $179.00 $35.98 – $189.00
MercyOne Des Moines Medical Center Des Moines $1,320.00 $35.98 – $189.00

All Iowa hospitals for this procedure →