Ntsty modul rad tx dlvr cplx at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$2,228.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$685.60 with AETNA MEDICARE ADVANTAGE vs $3,428.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $685.60 ↓ -69%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $839.17 ↓ -62%
MOLINA MEDICAID MOLINA MEDICAID $847.40 ↓ -62%
WELLPOINT MEDICAID WELLPOINT MEDICAID $850.69 ↓ -62%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $877.57 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $877.57 ↓ -61%
UNITED HEALTHCARE UNITED HEALTHCARE $1,055.00 ↓ -53%
GEHA UNITED HEALTHCARE $1,055.00 ↓ -53%
CENTIVO CENTIVO $1,086.68 ↓ -51%
OSCAR OSCAR $1,131.24 ↓ -49%
AETNA EAP AETNA $1,799.70 ↓ -19%
LUMINARE HEALTH AETNA $1,799.70 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $1,799.70 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,799.70 ↓ -19%
LUCENT HEALTH AETNA $1,799.70 ↓ -19%
AETNA AETNA $1,799.70 ↓ -19%
ASR HEALTH BENEFITS AETNA $1,799.70 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $1,799.70 ↓ -19%
FIRST HEALTH AETNA $1,799.70 ↓ -19%
AETNA DOMESTIC AETNA $1,799.70 ↓ -19%
COVENTRY AETNA $1,799.70 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $1,799.70 ↓ -19%
MERITAIN AETNA $1,799.70 ↓ -19%
WEBTPA AETNA $1,799.70 ↓ -19%
MEDICAL MUTUAL AETNA $1,799.70 ↓ -19%
NOVA CLAIMDOC $2,056.80 ↓ -8%
CLAIMDOC CLAIMDOC $2,056.80 ↓ -8%
PREFERRED ONE PREFERRED ONE $2,228.20 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $2,293.33 ↑ +3%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $2,399.60 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $2,742.40 ↑ +23%
MULTIPLAN MULTIPLAN $3,085.20 ↑ +38%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $3,428.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $3,428.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $3,428.00 ↑ +54%

Visitor-reported prices

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Ntsty modul rad tx dlvr cplx at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,778.40 $553.72 – $775.21
MercyOne Dubuque Medical Center Dubuque $1,837.55 $547.87 – $2,827.00
MercyOne Clinton Medical Center Clinton $1,977.95 $589.73 – $3,043.00
MercyOne Genesis Davenport Medical Center Davenport $2,053.80 $553.72 – $775.21
MercyOne Waterloo Medical Center Waterloo $3,385.85 $765.00 – $5,209.00
UnityPoint Health - Finley Hospital Dubuque $2,056.90 $435.77 – $2,056.90
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,150.75 $435.77 – $1,157.90
UnityPoint Health - St. Lukes Downtown Sioux City $1,442.92 $435.77 – $1,172.37

All Iowa hospitals for this procedure →