Ntsty modul rad tx dlvr cplx at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,056.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,571.12
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$435.77 with United Healthcare vs $2,056.90 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | PPO | $435.77 | ↓ -79% |
| United Healthcare | HMO | $435.77 | ↓ -79% |
| Iowa Total Care | Managed Medicaid | $508.61 | ↓ -75% |
| Amerigroup | Managed Medicaid | $508.61 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $564.87 | ↓ -73% |
| Molina | Medicare Advantage | $564.87 | ↓ -73% |
| Aetna | Medicare Advantage | $564.87 | ↓ -73% |
| Wellmark Blue Cross and Blue Shield | PPO | $578.47 | ↓ -72% |
| Wellmark Blue Cross and Blue Shield | HMO | $578.47 | ↓ -72% |
| Wellmark UPH Self-Funded | Commercial | $578.47 | ↓ -72% |
| Humana | Medicare Advantage | $581.48 | ↓ -72% |
| United Healthcare | Medicare Advantage | $581.48 | ↓ -72% |
| Amerivantage | Medicare Advantage | $581.48 | ↓ -72% |
| Meridian | MMAI (Medicare-Medicaid) | $642.40 | ↓ -69% |
| BC Illinois Community | Blue Choice | $645.51 | ↓ -69% |
| Cigna/Midlands | Commercial | $668.62 | ↓ -67% |
| Health Partners Open Network | Commercial | $700.32 | ↓ -66% |
| BC Illinois Community | PPO | $768.47 | ↓ -63% |
| Medica Exchange Inspire | Commercial | $946.17 | ↓ -54% |
| Medica Exchange Insure | Commercial | $1,059.30 | ↓ -49% |
| Aetna | HMO | $1,265.04 | ↓ -38% |
| Aetna | PPO | $1,336.40 | ↓ -35% |
| Medical Associates Health Plan | HMO | $1,491.25 | ↓ -28% |
| Dean Health Plan | HMO | $2,056.90 | ↑ +0% |
| Quartz Health | HMO | $2,056.90 | ↑ +0% |
Visitor-reported prices
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Ntsty modul rad tx dlvr cplx at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,837.55 | $547.87 – $2,827.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,778.40 | $553.72 – $775.21 |
| MercyOne Clinton Medical Center | Clinton | $1,977.95 | $589.73 – $3,043.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,228.20 | $685.60 – $3,428.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,053.80 | $553.72 – $775.21 |
| MercyOne Waterloo Medical Center | Waterloo | $3,385.85 | $765.00 – $5,209.00 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,150.75 | $435.77 – $1,157.90 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,442.92 | $435.77 – $1,172.37 |