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Diagnostic Mammogram (one breast) at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$295.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$454.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.11 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $454.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $77.11 ↓ -74%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $77.11 ↓ -74%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $77.11 ↓ -74%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $77.88 ↓ -74%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $78.65 ↓ -73%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $78.65 ↓ -73%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $79.47 ↓ -73%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $80.25 ↓ -73%
CENTIVO CENTIVO $96.78 ↓ -67%
OSCAR OSCAR $103.71 ↓ -65%
AMISH HOSPITAL AID AMISH HOSPITAL AID $104.64 ↓ -65%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $112.74 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $113.48 ↓ -62%
MOLINA MEDICAID MOLINA MEDICAID $114.59 ↓ -61%
WELLPOINT MEDICAID WELLPOINT MEDICAID $115.03 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $116.22 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $116.22 ↓ -61%
AMBETTER AMBETTER MARKETPLACE $132.18 ↓ -55%
NOVA CLAIMDOC $158.15 ↓ -46%
CLAIMDOC CLAIMDOC $158.15 ↓ -46%
GEHA UNITED HEALTHCARE $199.76 ↓ -32%
UNITED HEALTHCARE UNITED HEALTHCARE $199.76 ↓ -32%
WEBTPA AETNA $238.35 ↓ -19%
COVENTRY AETNA $238.35 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $238.35 ↓ -19%
LUCENT HEALTH AETNA $238.35 ↓ -19%
LUMINARE HEALTH AETNA $238.35 ↓ -19%
ASR HEALTH BENEFITS AETNA $238.35 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $238.35 ↓ -19%
FIRST HEALTH AETNA $238.35 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $238.35 ↓ -19%
AETNA AETNA $238.35 ↓ -19%
MERITAIN AETNA $238.35 ↓ -19%
MEDICAL MUTUAL AETNA $238.35 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $238.35 ↓ -19%
AETNA DOMESTIC AETNA $238.35 ↓ -19%
AETNA EAP AETNA $238.35 ↓ -19%
PREFERRED ONE PREFERRED ONE $295.10 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $303.73 ↑ +3%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $317.80 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $317.80 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $317.80 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $317.80 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $317.80 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $317.80 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $363.20 ↑ +23%
MULTIPLAN MULTIPLAN $408.60 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $454.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $454.00 ↑ +54%

Visitor-reported prices

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Diagnostic Mammogram (one breast) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $334.03 $35.36 – $122.75
UnityPoint Health - Allen Hospital Waterloo $226.40 $35.36 – $139.33
MercyOne Clinton Medical Center Clinton $364.00 $77.11 – $560.00
MercyOne Elkader Medical Center Elkader $297.05 $112.74 – $477.66
MercyOne Des Moines Medical Center Des Moines $354.90 $77.11 – $546.00
MercyOne Genesis Davenport West Medical Center Davenport $211.80 $164.52 – $164.52
MercyOne Dubuque Medical Center Dubuque $312.65 $77.11 – $481.00
MercyOne New Hampton Medical Center New Hampton $297.05 $112.74 – $457.00

All Iowa hospitals for this procedure →