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Diagnostic Mammogram (one breast) at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$204.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.79 with MEDICAL ASSOCIATES vs $481.75 with AETNA EAP — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $73.79 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $73.79 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $77.11 ↓ -62%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $77.11 ↓ -62%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $77.11 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $77.88 ↓ -62%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $78.65 ↓ -61%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $79.47 ↓ -61%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $80.25 ↓ -61%
HEALTH PARTNERS HEALTH PARTNERS $102.68 ↓ -50%
AMISH HOSPITAL AID AMISH HOSPITAL AID $104.64 ↓ -49%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $112.74 ↓ -45%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $113.48 ↓ -44%
MOLINA MEDICAID MOLINA MEDICAID $114.59 ↓ -44%
WELLPOINT MEDICAID WELLPOINT MEDICAID $115.03 ↓ -44%
OSCAR OSCAR $120.75 ↓ -41%
CENTIVO CENTIVO $130.61 ↓ -36%
AMBETTER AMBETTER MARKETPLACE $132.18 ↓ -35%
NOVA CLAIMDOC $158.15 ↓ -23%
CLAIMDOC CLAIMDOC $158.15 ↓ -23%
GEHA UNITED HEALTHCARE $199.76 ↓ -2%
UNITED HEALTHCARE UNITED HEALTHCARE $199.76 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $222.94 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $222.94 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $222.94 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $222.94 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $222.94 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $222.94 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $285.74 ↑ +40%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $314.00 ↑ +54%
WEBTPA AETNA $481.75 ↑ +136%
COVENTRY AETNA $481.75 ↑ +136%
ALLIED BENEFIT SYSTEMS AETNA $481.75 ↑ +136%
LUCENT HEALTH AETNA $481.75 ↑ +136%
LUMINARE HEALTH AETNA $481.75 ↑ +136%
ASR HEALTH BENEFITS AETNA $481.75 ↑ +136%
FIRST HEALTH AETNA $481.75 ↑ +136%
AETNA AETNA $481.75 ↑ +136%
MERITAIN AETNA $481.75 ↑ +136%
MEDICAL MUTUAL AETNA $481.75 ↑ +136%
AETNA DOMESTIC AETNA $481.75 ↑ +136%
AETNA EAP AETNA $481.75 ↑ +136%

Visitor-reported prices

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Diagnostic Mammogram (one breast) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $334.03 $35.36 – $122.75
UnityPoint Health - Allen Hospital Waterloo $226.40 $35.36 – $139.33
MercyOne Clinton Medical Center Clinton $364.00 $77.11 – $560.00
MercyOne Elkader Medical Center Elkader $297.05 $112.74 – $477.66
MercyOne Des Moines Medical Center Des Moines $354.90 $77.11 – $546.00
MercyOne Genesis Davenport West Medical Center Davenport $211.80 $164.52 – $164.52
MercyOne Dubuque Medical Center Dubuque $312.65 $77.11 – $481.00
MercyOne New Hampton Medical Center New Hampton $297.05 $112.74 – $457.00

All Iowa hospitals for this procedure →