Pt evaluation low complexity patient/family at UnityPoint Health - Marshalltown
55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057
$233.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$291.88
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.70 with United Healthcare vs $230.59 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | PPO | $82.70 | ↓ -65% |
| United Healthcare | HMO | $82.70 | ↓ -65% |
| Aetna | Medicare Advantage | $93.23 | ↓ -60% |
| Molina | Medicare Advantage | $95.09 | ↓ -59% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $95.09 | ↓ -59% |
| Amerivantage | Medicare Advantage | $97.89 | ↓ -58% |
| United Healthcare | Medicare Advantage | $97.89 | ↓ -58% |
| Humana | Medicare Advantage | $97.89 | ↓ -58% |
| Health Partners Open Network | Commercial | $102.16 | ↓ -56% |
| Wellmark Blue Cross and Blue Shield | PPO | $105.08 | ↓ -55% |
| Wellmark Blue Cross and Blue Shield | HMO | $105.08 | ↓ -55% |
| Wellmark UPH Self-Funded | Commercial | $105.08 | ↓ -55% |
| Medica Exchange Inspire | Commercial | $125.22 | ↓ -46% |
| Medica Exchange Insure | Commercial | $140.10 | ↓ -40% |
| Cigna/Midlands | Commercial | $154.74 | ↓ -34% |
| Aetna | HMO | $215.99 | ↓ -8% |
| Aetna | PPO | $230.59 | ↓ -1% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Pt evaluation low complexity patient/family at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $222.00 | $126.19 – $126.19 |
| MercyOne Dubuque Medical Center | Dubuque | $195.65 | $74.80 – $301.00 |
| MercyOne New Hampton Medical Center | New Hampton | $222.95 | $135.79 – $343.00 |
| MercyOne Dyersville Medical Center | Dyersville | $222.95 | $129.65 – $386.08 |
| MercyOne Clinton Medical Center | Clinton | $178.10 | $74.80 – $461.00 |
| MercyOne Oelwein Medical Center | Oelwein | $222.95 | $131.09 – $343.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $395.20 | $74.80 – $608.00 |
| MercyOne Elkader Medical Center | Elkader | $222.95 | $176.54 – $358.50 |