Pt evaluation low complexity patient/family at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$178.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$274.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.80 with IOWA TOTAL CARE vs $461.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $74.80 ↓ -58%
MOLINA MEDICAID MOLINA MEDICAID $75.53 ↓ -58%
WELLPOINT MEDICAID WELLPOINT MEDICAID $75.82 ↓ -57%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $77.54 ↓ -56%
HEALTH CHOICES MEDICAL ASSOCIATES $77.54 ↓ -56%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $79.19 ↓ -56%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $92.33 ↓ -48%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $92.33 ↓ -48%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $92.33 ↓ -48%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $93.25 ↓ -48%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $94.17 ↓ -47%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $96.09 ↓ -46%
AMISH HOSPITAL AID AMISH HOSPITAL AID $125.30 ↓ -30%
OSCAR OSCAR $128.52 ↓ -28%
AMBETTER AMBETTER MARKETPLACE $158.27 ↓ -11%
THE ALLIANCE THE ALLIANCE $166.18 ↓ -7%
CLAIMDOC CLAIMDOC $189.36 ↑ +6%
NOVA CLAIMDOC $189.36 ↑ +6%
AETNA AETNA $239.75 ↑ +35%
LUCENT HEALTH AETNA $239.75 ↑ +35%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $239.75 ↑ +35%
CHRISTIAN BROTHER SERVICES AETNA $239.75 ↑ +35%
COVENTRY AETNA $239.75 ↑ +35%
ALLIED BENEFIT SYSTEMS AETNA $239.75 ↑ +35%
MERITAIN AETNA $239.75 ↑ +35%
1199 NATIONAL BENEFIT FUND AETNA $239.75 ↑ +35%
LUMINARE HEALTH AETNA $239.75 ↑ +35%
FIRST HEALTH AETNA $239.75 ↑ +35%
ASR HEALTH BENEFITS AETNA $239.75 ↑ +35%
AETNA EAP AETNA $239.75 ↑ +35%
AETNA DOMESTIC AETNA $239.75 ↑ +35%
MEDICAL MUTUAL AETNA $239.75 ↑ +35%
WEBTPA AETNA $239.75 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $240.30 ↑ +35%
MIDLANDS MIDLANDS CHOICE PPO $246.60 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $246.60 ↑ +38%
QUALCARE QCCH $246.60 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $246.60 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $246.60 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $246.60 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $246.60 ↑ +38%
MULTIPLAN MULTIPLAN $246.60 ↑ +38%
USA MANAGED CARE USA MANAGED CARE $260.30 ↑ +46%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $274.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $274.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $274.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $461.00 ↑ +159%
GEHA UNITED HEALTHCARE $461.00 ↑ +159%

Visitor-reported prices

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Pt evaluation low complexity patient/family at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $222.00 $126.19 – $126.19
MercyOne Dubuque Medical Center Dubuque $195.65 $74.80 – $301.00
MercyOne New Hampton Medical Center New Hampton $222.95 $135.79 – $343.00
MercyOne Dyersville Medical Center Dyersville $222.95 $129.65 – $386.08
MercyOne Oelwein Medical Center Oelwein $222.95 $131.09 – $343.00
MercyOne Cedar Falls Medical Center Cedar Falls $395.20 $74.80 – $608.00
MercyOne Elkader Medical Center Elkader $222.95 $176.54 – $358.50
MercyOne West Des Moines Medical Center West Des Moines $407.00 $74.80 – $407.00

All Iowa hospitals for this procedure →