Aqua therapy w/exercise/ea 15 min 97113 at UnityPoint Health - Marshalltown

55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$98.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$122.71

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.57 with Aetna vs $62.99 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $34.57 ↓ -65%
Wellmark Blue Cross and Blue Shield Medicare Advantage $35.26 ↓ -64%
Molina Medicare Advantage $35.26 ↓ -64%
Amerivantage Medicare Advantage $36.30 ↓ -63%
United Healthcare Medicare Advantage $36.30 ↓ -63%
Humana Medicare Advantage $36.30 ↓ -63%
United Healthcare HMO $37.27 ↓ -62%
United Healthcare PPO $37.27 ↓ -62%
Health Partners Open Network Commercial $42.95 ↓ -56%
Wellmark Blue Cross and Blue Shield PPO $44.18 ↓ -55%
Wellmark Blue Cross and Blue Shield HMO $44.18 ↓ -55%
Wellmark UPH Self-Funded Commercial $44.18 ↓ -55%
Medica Exchange Inspire Commercial $52.64 ↓ -46%
Cigna/Midlands Commercial $56.27 ↓ -43%
Medica Exchange Insure Commercial $58.90 ↓ -40%
Aetna HMO $62.99 ↓ -36%
Aetna PPO $62.99 ↓ -36%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $66.60 $46.97 – $46.97
MercyOne Dubuque Medical Center Dubuque $77.35 $27.67 – $231.00
MercyOne Des Moines Medical Center Des Moines $111.15 $27.67 – $189.00
MercyOne Centerville Medical Center Centerville $199.00 $54.61 – $199.00
MercyOne Newton Medical Center Newton $129.35 $27.67 – $199.00
MercyOne North Iowa Medical Center Mason City $94.25 $27.67 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $77.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $77.40 $42.16 – $55.48

All Iowa hospitals for this procedure →