Aqua therapy w/exercise/ea 15 min 97113 at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$94.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.67 with IOWA TOTAL CARE vs $350.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $27.67 ↓ -71%
MOLINA MEDICAID MOLINA MEDICAID $27.94 ↓ -70%
WELLPOINT MEDICAID WELLPOINT MEDICAID $28.05 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $34.58 ↓ -63%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $34.58 ↓ -63%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $34.58 ↓ -63%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $34.93 ↓ -63%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $35.28 ↓ -63%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $35.28 ↓ -63%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $35.64 ↓ -62%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $36.00 ↓ -62%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $37.12 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $37.12 ↓ -61%
CENTIVO CENTIVO $43.41 ↓ -54%
OSCAR OSCAR $46.52 ↓ -51%
AMISH HOSPITAL AID AMISH HOSPITAL AID $46.94 ↓ -50%
AMBETTER AMBETTER MARKETPLACE $59.29 ↓ -37%
CLAIMDOC CLAIMDOC $70.93 ↓ -25%
NOVA CLAIMDOC $70.93 ↓ -25%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $76.13 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $76.13 ↓ -19%
COVENTRY AETNA $76.13 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $76.13 ↓ -19%
MERITAIN AETNA $76.13 ↓ -19%
MEDICAL MUTUAL AETNA $76.13 ↓ -19%
AETNA DOMESTIC AETNA $76.13 ↓ -19%
AETNA AETNA $76.13 ↓ -19%
LUCENT HEALTH AETNA $76.13 ↓ -19%
LUMINARE HEALTH AETNA $76.13 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $76.13 ↓ -19%
FIRST HEALTH AETNA $76.13 ↓ -19%
ASR HEALTH BENEFITS AETNA $76.13 ↓ -19%
AETNA EAP AETNA $76.13 ↓ -19%
WEBTPA AETNA $76.13 ↓ -19%
PREFERRED ONE PREFERRED ONE $94.25 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $97.01 ↑ +3%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $101.50 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $101.50 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $101.50 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $101.50 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $101.50 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $101.50 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $116.00 ↑ +23%
MULTIPLAN MULTIPLAN $130.50 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $145.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $145.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $145.00 ↑ +54%
GEHA UNITED HEALTHCARE $350.00 ↑ +271%
UNITED HEALTHCARE UNITED HEALTHCARE $350.00 ↑ +271%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $66.60 $46.97 – $46.97
MercyOne Dubuque Medical Center Dubuque $77.35 $27.67 – $231.00
MercyOne Des Moines Medical Center Des Moines $111.15 $27.67 – $189.00
MercyOne Centerville Medical Center Centerville $199.00 $54.61 – $199.00
MercyOne Newton Medical Center Newton $129.35 $27.67 – $199.00
MercyOne Genesis Davenport Medical Center Davenport $77.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $77.40 $42.16 – $55.48
MercyOne Waterloo Medical Center Waterloo $183.30 $27.67 – $301.50

All Iowa hospitals for this procedure →