healthcosts.net
Nuclear Stress Test (Heart) at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$3,054.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,817.94
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$69.68 with Aetna vs $1,538.63 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $69.68 | ↓ -98% |
| Molina | Medicare Advantage | $71.07 | ↓ -98% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $71.07 | ↓ -98% |
| Amerivantage | Medicare Advantage | $73.16 | ↓ -98% |
| Humana | Medicare Advantage | $73.16 | ↓ -98% |
| United Healthcare | Medicare Advantage | $73.16 | ↓ -98% |
| United Healthcare | HMO | $101.19 | ↓ -97% |
| United Healthcare | PPO | $101.19 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | HMO | $127.30 | ↓ -96% |
| Wellmark UPH Self-Funded | Commercial | $127.30 | ↓ -96% |
| Cigna/Midlands | Commercial | $147.82 | ↓ -95% |
| Health Partners Open Network | Commercial | $148.49 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | PPO | $149.80 | ↓ -95% |
| Aetna | HMO | $176.92 | ↓ -94% |
| Aetna | PPO | $203.71 | ↓ -93% |
| Amerigroup | Managed Medicaid | $1,298.91 | ↓ -57% |
| Iowa Total Care | Managed Medicaid | $1,298.91 | ↓ -57% |
| Medica Exchange Inspire | Commercial | $1,374.46 | ↓ -55% |
| Medica Exchange Insure | Commercial | $1,538.63 | ↓ -50% |
Visitor-reported prices
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Nuclear Stress Test (Heart) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,943.36 | $69.68 – $1,449.18 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,801.31 | $69.68 – $1,845.36 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,021.40 | $1,249.63 – $1,749.48 |
| MercyOne New Hampton Medical Center | New Hampton | $2,913.30 | $27.71 – $322.13 |
| MercyOne Clinton Medical Center | Clinton | $3,799.90 | $1,192.19 – $5,846.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $6,381.00 | $1,222.00 – $6,381.00 |
| MercyOne Des Moines Medical Center | Des Moines | $3,688.10 | $47.50 – $5,674.00 |
| MercyOne Centerville Medical Center | Centerville | $4,482.00 | $19.21 – $209.00 |