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Nuclear Stress Test (Heart) at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,892.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,989.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,252.70 with IOWA TOTAL CARE vs $5,989.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,252.70 ↓ -68%
MOLINA MEDICAID MOLINA MEDICAID $1,264.98 ↓ -68%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,269.89 ↓ -67%
BLUE CROSS - WY WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MI WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - OK WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - VT WELLMARK PPO $1,322.69 ↓ -66%
BCN DOMESTIC WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - TX WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - FEDERAL WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - AZ WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - RI WELLMARK PPO $1,322.69 ↓ -66%
PRE-EMPLOYMENT WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NC WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - SC WELLMARK PPO $1,322.69 ↓ -66%
BLUE CARE NETWORK WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $1,322.69 ↓ -66%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MT WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - KS WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - FL WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - LA WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS DOMESTIC WELLMARK PPO $1,322.69 ↓ -66%
WC DOMESTIC WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $1,322.69 ↓ -66%
BLUE SHIELD - CA WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - IL WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - TN WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - AR WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NE WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MS WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $1,322.69 ↓ -66%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MA WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - AL WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - ND WELLMARK PPO $1,322.69 ↓ -66%
KAISER DOMESTIC WELLMARK PPO $1,322.69 ↓ -66%
BCBS GENERIC WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - MN WELLMARK PPO $1,322.69 ↓ -66%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - HI WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - ID WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $1,322.69 ↓ -66%
BLUE CROSS - NM WELLMARK PPO $1,322.69 ↓ -66%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,367.53 ↓ -65%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,367.53 ↓ -65%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,367.53 ↓ -65%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,381.20 ↓ -65%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $1,394.88 ↓ -64%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,394.88 ↓ -64%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,409.39 ↓ -64%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,423.35 ↓ -63%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,533.18 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $1,533.18 ↓ -61%
CENTIVO CENTIVO $1,716.39 ↓ -56%
OSCAR OSCAR $1,839.33 ↓ -53%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,855.93 ↓ -52%
AMBETTER AMBETTER MARKETPLACE $2,344.33 ↓ -40%
NOVA CLAIMDOC $2,804.83 ↓ -28%
CLAIMDOC CLAIMDOC $2,804.83 ↓ -28%
GEHA UNITED HEALTHCARE $2,986.36 ↓ -23%
UNITED HEALTHCARE UNITED HEALTHCARE $2,986.36 ↓ -23%
WEBTPA AETNA $3,144.23 ↓ -19%
COVENTRY AETNA $3,144.23 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $3,144.23 ↓ -19%
LUCENT HEALTH AETNA $3,144.23 ↓ -19%
LUMINARE HEALTH AETNA $3,144.23 ↓ -19%
ASR HEALTH BENEFITS AETNA $3,144.23 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $3,144.23 ↓ -19%
FIRST HEALTH AETNA $3,144.23 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $3,144.23 ↓ -19%
AETNA AETNA $3,144.23 ↓ -19%
MERITAIN AETNA $3,144.23 ↓ -19%
MEDICAL MUTUAL AETNA $3,144.23 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $3,144.23 ↓ -19%
AETNA DOMESTIC AETNA $3,144.23 ↓ -19%
AETNA EAP AETNA $3,144.23 ↓ -19%
PREFERRED ONE PREFERRED ONE $3,892.85 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $4,006.64 ↑ +3%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $4,192.30 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $4,791.20 ↑ +23%
MULTIPLAN MULTIPLAN $5,390.10 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $5,989.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,989.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,989.00 ↑ +54%

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Nuclear Stress Test (Heart) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,943.36 $69.68 – $1,449.18
UnityPoint Health - Allen Hospital Waterloo $2,801.31 $69.68 – $1,845.36
MercyOne Genesis Davenport West Medical Center Davenport $2,021.40 $1,249.63 – $1,749.48
MercyOne New Hampton Medical Center New Hampton $2,913.30 $27.71 – $322.13
MercyOne Clinton Medical Center Clinton $3,799.90 $1,192.19 – $5,846.00
MercyOne West Des Moines Medical Center West Des Moines $6,381.00 $1,222.00 – $6,381.00
MercyOne Des Moines Medical Center Des Moines $3,688.10 $47.50 – $5,674.00
MercyOne Centerville Medical Center Centerville $4,482.00 $19.21 – $209.00

All Iowa hospitals for this procedure →