Ecg external < 48 hours scanning analysis w/report at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$830.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,037.64
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.27 with Aetna vs $441.00 with Medica Exchange Inspire — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $30.27 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $30.88 | ↓ -96% |
| Humana | Medicare Advantage | $31.78 | ↓ -96% |
| United Healthcare | Medicare Advantage | $31.78 | ↓ -96% |
| Iowa Total Care | Managed Medicaid | $50.62 | ↓ -94% |
| Amerigroup | Managed Medicaid | $50.62 | ↓ -94% |
| Health Partners Open Network | Commercial | $68.28 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | HMO | $68.70 | ↓ -92% |
| Wellmark UPH Self-Funded | Commercial | $68.70 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | PPO | $80.90 | ↓ -90% |
| Aetna | HMO | $81.76 | ↓ -90% |
| Cigna/Midlands | Commercial | $82.78 | ↓ -90% |
| United Healthcare | PPO | $94.05 | ↓ -89% |
| United Healthcare | HMO | $94.05 | ↓ -89% |
| Aetna | PPO | $96.50 | ↓ -88% |
| Medica Exchange Insure | Commercial | $240.21 | ↓ -71% |
| Medica Exchange Inspire | Commercial | $441.00 | ↓ -47% |
Visitor-reported prices
Comments
Ecg external < 48 hours scanning analysis w/report at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $454.80 | $56.86 – $79.60 |
| MercyOne Dubuque Medical Center | Dubuque | $596.70 | $52.92 – $918.00 |
| MercyOne New Hampton Medical Center | New Hampton | $500.50 | $304.84 – $770.00 |
| MercyOne Oelwein Medical Center | Oelwein | $500.50 | $294.29 – $770.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $642.85 | $55.58 – $1,610.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $1,058.00 | $55.68 – $1,058.00 |
| MercyOne Des Moines Medical Center | Des Moines | $687.70 | $55.68 – $1,058.00 |
| MercyOne Newton Medical Center | Newton | $500.50 | $55.84 – $770.00 |