Ecg external < 48 hours scanning analysis w/report at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$642.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$989.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.58 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $1,610.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $55.58 ↓ -91%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $55.58 ↓ -91%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $55.58 ↓ -91%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $56.13 ↓ -91%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $56.69 ↓ -91%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $57.28 ↓ -91%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $57.85 ↓ -91%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $59.24 ↓ -91%
MOLINA MEDICAID MOLINA MEDICAID $59.82 ↓ -91%
WELLPOINT MEDICAID WELLPOINT MEDICAID $60.05 ↓ -91%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
WC DOMESTIC WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MN WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NE WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - FL WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - WY WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - ND WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - KS WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - AR WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NM WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - ID WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - VT WELLMARK PPO $60.27 ↓ -91%
KAISER DOMESTIC WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - IL WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - TX WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - SC WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MI WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MT WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - RI WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - TN WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - FEDERAL WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NC WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $60.27 ↓ -91%
BLUE CARE NETWORK WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - AZ WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - HI WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - CA WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $60.27 ↓ -91%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $60.27 ↓ -91%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MA WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $60.27 ↓ -91%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - AL WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $60.27 ↓ -91%
BCN DOMESTIC WELLMARK PPO $60.27 ↓ -91%
BCBS GENERIC WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - OK WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS DOMESTIC WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - MS WELLMARK PPO $60.27 ↓ -91%
PRE-EMPLOYMENT WELLMARK PPO $60.27 ↓ -91%
BLUE CROSS - LA WELLMARK PPO $60.27 ↓ -91%
AMISH HOSPITAL AID AMISH HOSPITAL AID $75.43 ↓ -88%
OSCAR OSCAR $87.04 ↓ -86%
CENTIVO CENTIVO $94.14 ↓ -85%
AMBETTER AMBETTER MARKETPLACE $95.28 ↓ -85%
NOVA CLAIMDOC $113.99 ↓ -82%
CLAIMDOC CLAIMDOC $113.99 ↓ -82%
HEALTH CHOICES MEDICAL ASSOCIATES $232.42 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $232.42 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $323.40 ↓ -50%
MERITAIN AETNA $606.26 ↓ -6%
MEDICAL MUTUAL AETNA $606.26 ↓ -6%
AETNA EAP AETNA $606.26 ↓ -6%
AETNA AETNA $606.26 ↓ -6%
ASR HEALTH BENEFITS AETNA $606.26 ↓ -6%
LUCENT HEALTH AETNA $606.26 ↓ -6%
LUMINARE HEALTH AETNA $606.26 ↓ -6%
FIRST HEALTH AETNA $606.26 ↓ -6%
WEBTPA AETNA $606.26 ↓ -6%
COVENTRY AETNA $606.26 ↓ -6%
ALLIED BENEFIT SYSTEMS AETNA $606.26 ↓ -6%
AETNA DOMESTIC AETNA $606.26 ↓ -6%
CIGNA MIDLANDS CHOICE PPO $702.19 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $702.19 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $702.19 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $702.19 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $702.19 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $702.19 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $899.99 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $989.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $989.00 ↑ +54%
GEHA UNITED HEALTHCARE $1,610.00 ↑ +150%
UNITED HEALTHCARE UNITED HEALTHCARE $1,610.00 ↑ +150%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ecg external < 48 hours scanning analysis w/report at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $454.80 $56.86 – $79.60
MercyOne Dubuque Medical Center Dubuque $596.70 $52.92 – $918.00
MercyOne New Hampton Medical Center New Hampton $500.50 $304.84 – $770.00
MercyOne Oelwein Medical Center Oelwein $500.50 $294.29 – $770.00
MercyOne West Des Moines Medical Center West Des Moines $1,058.00 $55.68 – $1,058.00
MercyOne Des Moines Medical Center Des Moines $687.70 $55.68 – $1,058.00
MercyOne Newton Medical Center Newton $500.50 $55.84 – $770.00
MercyOne North Iowa Medical Center Mason City $1,737.00 $57.08 – $1,054.00

All Iowa hospitals for this procedure →