Cardiac rehabilitation op phase 2 without continous ecg monitoring at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$170.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$213.29

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.74 with Aetna vs $181.30 with Medica Exchange Inspire — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $7.74 ↓ -95%
Wellmark Blue Cross and Blue Shield Medicare Advantage $7.89 ↓ -95%
United Healthcare Medicare Advantage $8.13 ↓ -95%
Humana Medicare Advantage $8.13 ↓ -95%
Wellmark Blue Cross and Blue Shield HMO $16.70 ↓ -90%
Wellmark UPH Self-Funded Commercial $16.70 ↓ -90%
Health Partners Open Network Commercial $17.02 ↓ -90%
Aetna HMO $19.43 ↓ -89%
Wellmark Blue Cross and Blue Shield PPO $19.60 ↓ -89%
Cigna/Midlands Commercial $21.16 ↓ -88%
United Healthcare HMO $22.79 ↓ -87%
United Healthcare PPO $22.79 ↓ -87%
Aetna PPO $23.47 ↓ -86%
Medica Exchange Insure Commercial $98.75 ↓ -42%
Medica Exchange Inspire Commercial $181.30 ↑ +6%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Cardiac rehabilitation op phase 2 without continous ecg monitoring at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $126.00 $3.90 – $120.52
MercyOne Dubuque Medical Center Dubuque $128.70 $70.69 – $257.57
MercyOne Clinton Medical Center Clinton $262.60 $114.33 – $404.00
MercyOne Elkader Medical Center Elkader $235.30 $186.32 – $378.36
MercyOne North Iowa Medical Center Mason City $215.80 $84.99 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $141.00 $3.90 – $120.52
MercyOne Genesis DeWitt Medical Center DeWitt $141.00 $79.90 – $171.55
MercyOne Waterloo Medical Center Waterloo $222.30 $80.37 – $342.00

All Iowa hospitals for this procedure →