Cardiac rehabilitation op phase 2 without continous ecg monitoring at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$235.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$362.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$186.32 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $378.36 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $186.32 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $188.24 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $190.12 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $192.00 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $195.48 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $195.55 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $199.53 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $225.24 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $228.55 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $229.65 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $250.36 ↑ +6%
COVENTRY AETNA $266.43 ↑ +13%
LUMINARE HEALTH AETNA $266.43 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $266.43 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $266.43 ↑ +13%
LUCENT HEALTH AETNA $266.43 ↑ +13%
AETNA AETNA $266.43 ↑ +13%
ASR HEALTH BENEFITS AETNA $266.43 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $266.43 ↑ +13%
FIRST HEALTH AETNA $266.43 ↑ +13%
AETNA DOMESTIC AETNA $266.43 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $266.43 ↑ +13%
MERITAIN AETNA $266.43 ↑ +13%
WEBTPA AETNA $266.43 ↑ +13%
MEDICAL MUTUAL AETNA $266.43 ↑ +13%
CENTIVO CENTIVO $282.36 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $289.60 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $289.60 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $316.24 ↑ +34%
GEHA UNITED HEALTHCARE $316.75 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $316.75 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $348.24 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $354.76 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $354.76 ↑ +51%
AUXIANT MIDLANDS CHOICE $354.76 ↑ +51%
MEDICA MIDLANDS CHOICE $354.76 ↑ +51%
CIGNA MIDLANDS CHOICE $354.76 ↑ +51%
MIDLANDS MIDLANDS CHOICE $354.76 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $362.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $362.00 ↑ +54%
NOVA CLAIMDOC $378.36 ↑ +61%
CLAIMDOC CLAIMDOC $378.36 ↑ +61%

Visitor-reported prices

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Cardiac rehabilitation op phase 2 without continous ecg monitoring at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $126.00 $3.90 – $120.52
MercyOne Dubuque Medical Center Dubuque $128.70 $70.69 – $257.57
MercyOne Clinton Medical Center Clinton $262.60 $114.33 – $404.00
MercyOne North Iowa Medical Center Mason City $215.80 $84.99 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $141.00 $3.90 – $120.52
MercyOne Genesis DeWitt Medical Center DeWitt $141.00 $79.90 – $171.55
MercyOne Waterloo Medical Center Waterloo $222.30 $80.37 – $342.00
UnityPoint Health - Allen Hospital Waterloo $250.42 $7.74 – $164.96

All Iowa hospitals for this procedure →