Asp core fat pad at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$439.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$548.86
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$169.36 with Iowa Total Care vs $521.45 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $169.36 | ↓ -61% |
| Amerigroup | Managed Medicaid | $169.36 | ↓ -61% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $186.87 | ↓ -57% |
| Aetna | Medicare Advantage | $186.87 | ↓ -57% |
| United Healthcare | Medicare Advantage | $192.36 | ↓ -56% |
| Humana | Medicare Advantage | $192.36 | ↓ -56% |
| Medica Exchange Insure | Commercial | $254.12 | ↓ -42% |
| Health Partners Open Network | Commercial | $314.63 | ↓ -28% |
| Cigna/Midlands | Commercial | $351.27 | ↓ -20% |
| Medica Exchange Inspire | Commercial | $466.53 | ↑ +6% |
| Aetna | HMO | $488.02 | ↑ +11% |
| Aetna | PPO | $514.76 | ↑ +17% |
| United Healthcare | HMO | $521.45 | ↑ +19% |
| United Healthcare | PPO | $521.45 | ↑ +19% |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
Visitor-reported prices
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Asp core fat pad at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $3,565.90 | $189.38 – $5,486.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $373.76 | $164.70 – $302.28 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $606.85 | $189.16 – $328.46 |
| UnityPoint Health - Marshalltown | Marshalltown | $373.76 | $163.52 – $372.83 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $2,121.44 | $175.98 – $1,723.67 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $388.07 | $169.78 – $293.12 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $388.07 | $111.57 – $7,680.75 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $154.56 | $55.20 – $312.80 |