Asp core fat pad at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$154.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$368.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.20 with Centene vs $3,259.25 with Timpte — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $55.20 ↓ -64%
ELAP Commercial|All Plans $103.04 ↓ -33%
United Medicaid|Community Plan $169.28 ↑ +10%
United Commercial|All Plans $172.96 ↑ +12%
Centene Medicaid|IA Total Care $188.66 ↑ +22%
Amerigroup Medicaid|All Plans $188.66 ↑ +22%
Medica Commercial|Open Access $191.36 ↑ +24%
IAMolina Medicaid|All Plans $192.36 ↑ +24%
United Medicare|All Plans $193.65 ↑ +25%
Humana Medicare|All Plans $193.65 ↑ +25%
Medica Medicare|All Plans $193.65 ↑ +25%
BCBS - NE Medicare|All Plans $193.65 ↑ +25%
PACE Medicare|All Plans $193.65 ↑ +25%
Todays Options Medicare|All Plans $197.52 ↑ +28%
Centene Medicare|All Plans $199.46 ↑ +29%
Great Plains Medicare|All Plans $203.33 ↑ +32%
Amerigroup Medicare|All Plans $203.33 ↑ +32%
QuikTrip Commercial|All Plans $220.80 ↑ +43%
PHCS Commercial|All Plans $261.28 ↑ +69%
Midlands Choice Commercial|Standard $276.00 ↑ +79%
Midlands Choice Commercial|Premier $276.00 ↑ +79%
MultiPlan Commercial|All Plans $312.80 ↑ +102%
AMPS Commercial|All Plans $429.90 ↑ +178%
Medica Commercial|CHI Health $953.00 ↑ +517%
Medica Commercial|ACO $1,175.00 ↑ +660%
Medica Commercial|All Other Plans $1,302.00 ↑ +742%
Greater Omaha Packing Commercial|Narrow Network $2,834.13 ↑ +1734%
Millard Public Schools Commercial|Narrow Network $2,834.13 ↑ +1734%
One World Commercial|Narrow Network $2,834.13 ↑ +1734%
One World Commercial|Broad Network $3,259.25 ↑ +2009%
Greater Omaha Packing Commercial|Broad Network $3,259.25 ↑ +2009%
Millard Public Schools Commercial|Broad Network $3,259.25 ↑ +2009%
Timpte Commercial|Broad Network $3,259.25 ↑ +2009%

Visitor-reported prices

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Asp core fat pad at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $3,565.90 $189.38 – $5,486.00
UnityPoint Health - Allen Hospital Waterloo $373.76 $164.70 – $302.28
UnityPoint Health - Iowa Lutheran Hospital Des Moines $606.85 $189.16 – $328.46
UnityPoint Health - Marshalltown Marshalltown $373.76 $163.52 – $372.83
UnityPoint Health - St. Lukes Downtown Sioux City $2,121.44 $175.98 – $1,723.67
UnityPoint Health - Trinity Bettendorf Bettendorf $388.07 $169.78 – $293.12
UnityPoint Health - Trinity Muscatine Muscatine $388.07 $111.57 – $7,680.75
UnityPoint Health - Trinity Regional Medical Center Fort Dodge $439.09 $169.36 – $466.53

All Iowa hospitals for this procedure →