Sheath gldlight lasr 12fx50cm at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$4,727.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,273.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$376.04 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $763.62 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $376.04 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $379.91 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $383.71 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $387.51 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $394.52 ↓ -92%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $394.67 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $402.71 ↓ -91%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $454.58 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $461.26 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $463.49 ↓ -90%
AMISH HOSPITAL AID AMISH HOSPITAL AID $505.28 ↓ -89%
COVENTRY AETNA $537.72 ↓ -89%
LUMINARE HEALTH AETNA $537.72 ↓ -89%
CHRISTIAN BROTHER SERVICES AETNA $537.72 ↓ -89%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $537.72 ↓ -89%
LUCENT HEALTH AETNA $537.72 ↓ -89%
AETNA AETNA $537.72 ↓ -89%
ASR HEALTH BENEFITS AETNA $537.72 ↓ -89%
1199 NATIONAL BENEFIT FUND AETNA $537.72 ↓ -89%
FIRST HEALTH AETNA $537.72 ↓ -89%
AETNA DOMESTIC AETNA $537.72 ↓ -89%
ALLIED BENEFIT SYSTEMS AETNA $537.72 ↓ -89%
MERITAIN AETNA $537.72 ↓ -89%
WEBTPA AETNA $537.72 ↓ -89%
MEDICAL MUTUAL AETNA $537.72 ↓ -89%
CENTIVO CENTIVO $569.87 ↓ -88%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $584.48 ↓ -88%
HEALTH CHOICES MEDICAL ASSOCIATES $584.48 ↓ -88%
AMBETTER AMBETTER MARKETPLACE $638.25 ↓ -86%
GEHA UNITED HEALTHCARE $639.28 ↓ -86%
UNITED HEALTHCARE UNITED HEALTHCARE $639.28 ↓ -86%
HEALTH PARTNERS HEALTH PARTNERS $702.84 ↓ -85%
CIGNA EAP MIDLANDS CHOICE $715.99 ↓ -85%
MIDLANDS CHOICE MIDLANDS CHOICE $715.99 ↓ -85%
AUXIANT MIDLANDS CHOICE $715.99 ↓ -85%
MEDICA MIDLANDS CHOICE $715.99 ↓ -85%
CIGNA MIDLANDS CHOICE $715.99 ↓ -85%
MIDLANDS MIDLANDS CHOICE $715.99 ↓ -85%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $730.60 ↓ -85%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $730.60 ↓ -85%
NOVA CLAIMDOC $763.62 ↓ -84%
CLAIMDOC CLAIMDOC $763.62 ↓ -84%

Visitor-reported prices

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Sheath gldlight lasr 12fx50cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $7,414.20 not published
MercyOne Dubuque Medical Center Dubuque $4,725.71 $260.82 – $730.60
MercyOne New Hampton Medical Center New Hampton $4,489.99 $360.27 – $910.00
MercyOne Dyersville Medical Center Dyersville $4,725.71 $276.17 – $822.36
MercyOne Clinton Medical Center Clinton $4,725.71 $206.76 – $730.60
MercyOne Oelwein Medical Center Oelwein $4,730.47 $279.24 – $730.60
MercyOne Cedar Falls Medical Center Cedar Falls $4,730.47 $171.69 – $730.60
MercyOne West Des Moines Medical Center West Des Moines $7,277.64 $146.85 – $730.60

All Iowa hospitals for this procedure →