Sheath gldlight lasr 12fx50cm at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$4,725.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,270.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.76 with MEDICAL ASSOCIATES vs $730.60 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $206.76 ↓ -96%
HEALTH CHOICES MEDICAL ASSOCIATES $206.76 ↓ -96%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $211.14 ↓ -96%
GEHA UNITED HEALTHCARE $438.36 ↓ -91%
UNITED HEALTHCARE UNITED HEALTHCARE $438.36 ↓ -91%
THE ALLIANCE THE ALLIANCE $443.11 ↓ -91%
AETNA EAP AETNA $639.28 ↓ -86%
CHRISTIAN BROTHER SERVICES AETNA $639.28 ↓ -86%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $639.28 ↓ -86%
LUCENT HEALTH AETNA $639.28 ↓ -86%
AETNA AETNA $639.28 ↓ -86%
ASR HEALTH BENEFITS AETNA $639.28 ↓ -86%
1199 NATIONAL BENEFIT FUND AETNA $639.28 ↓ -86%
FIRST HEALTH AETNA $639.28 ↓ -86%
AETNA DOMESTIC AETNA $639.28 ↓ -86%
COVENTRY AETNA $639.28 ↓ -86%
ALLIED BENEFIT SYSTEMS AETNA $639.28 ↓ -86%
MERITAIN AETNA $639.28 ↓ -86%
WEBTPA AETNA $639.28 ↓ -86%
MEDICAL MUTUAL AETNA $639.28 ↓ -86%
LUMINARE HEALTH AETNA $639.28 ↓ -86%
HEALTH PARTNERS HEALTH PARTNERS $640.74 ↓ -86%
CIGNA MIDLANDS CHOICE PPO $657.54 ↓ -86%
CIGNA EAP MIDLANDS CHOICE PPO $657.54 ↓ -86%
AUXIANT MIDLANDS CHOICE PPO $657.54 ↓ -86%
QUALCARE QCCH $657.54 ↓ -86%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $657.54 ↓ -86%
MULTIPLAN MULTIPLAN $657.54 ↓ -86%
MEDICA MIDLANDS CHOICE PPO $657.54 ↓ -86%
MIDLANDS MIDLANDS CHOICE PPO $657.54 ↓ -86%
USA MANAGED CARE USA MANAGED CARE $694.07 ↓ -85%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $730.60 ↓ -85%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $730.60 ↓ -85%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $730.60 ↓ -85%

Visitor-reported prices

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Sheath gldlight lasr 12fx50cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $7,414.20 not published
MercyOne Dubuque Medical Center Dubuque $4,725.71 $260.82 – $730.60
MercyOne New Hampton Medical Center New Hampton $4,489.99 $360.27 – $910.00
MercyOne Dyersville Medical Center Dyersville $4,725.71 $276.17 – $822.36
MercyOne Oelwein Medical Center Oelwein $4,730.47 $279.24 – $730.60
MercyOne Cedar Falls Medical Center Cedar Falls $4,730.47 $171.69 – $730.60
MercyOne Elkader Medical Center Elkader $4,727.59 $376.04 – $763.62
MercyOne West Des Moines Medical Center West Des Moines $7,277.64 $146.85 – $730.60

All Iowa hospitals for this procedure →