Drain chst dry seal exp thorastat at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$138.44

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$212.98

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.62 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $222.61 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $109.62 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $110.75 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $111.86 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $112.96 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $115.01 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $115.05 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $117.39 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $132.52 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $134.46 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $135.11 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $147.30 ↑ +6%
COVENTRY AETNA $156.75 ↑ +13%
LUMINARE HEALTH AETNA $156.75 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $156.75 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $156.75 ↑ +13%
LUCENT HEALTH AETNA $156.75 ↑ +13%
AETNA AETNA $156.75 ↑ +13%
ASR HEALTH BENEFITS AETNA $156.75 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $156.75 ↑ +13%
FIRST HEALTH AETNA $156.75 ↑ +13%
AETNA DOMESTIC AETNA $156.75 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $156.75 ↑ +13%
MERITAIN AETNA $156.75 ↑ +13%
WEBTPA AETNA $156.75 ↑ +13%
MEDICAL MUTUAL AETNA $156.75 ↑ +13%
CENTIVO CENTIVO $166.12 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $170.38 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $170.38 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $186.06 ↑ +34%
GEHA UNITED HEALTHCARE $186.36 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $186.36 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $204.89 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $208.72 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $208.72 ↑ +51%
AUXIANT MIDLANDS CHOICE $208.72 ↑ +51%
MEDICA MIDLANDS CHOICE $208.72 ↑ +51%
CIGNA MIDLANDS CHOICE $208.72 ↑ +51%
MIDLANDS MIDLANDS CHOICE $208.72 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $212.98 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $212.98 ↑ +54%
NOVA CLAIMDOC $222.61 ↑ +61%
CLAIMDOC CLAIMDOC $222.61 ↑ +61%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Drain chst dry seal exp thorastat at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $144.60 not published
MercyOne Dubuque Medical Center Dubuque $138.44 $76.03 – $212.98
MercyOne New Hampton Medical Center New Hampton $143.78 $87.57 – $221.20
MercyOne Dyersville Medical Center Dyersville $138.44 $80.51 – $239.73
MercyOne Clinton Medical Center Clinton $138.44 $60.27 – $212.98
MercyOne Oelwein Medical Center Oelwein $138.44 $81.40 – $212.98
MercyOne Cedar Falls Medical Center Cedar Falls $138.44 $50.05 – $212.98
MercyOne West Des Moines Medical Center West Des Moines $212.98 $42.81 – $212.98

All Iowa hospitals for this procedure →