Drain chst dry seal exp thorastat at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$138.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$212.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.05 with HEALTH CHOICES vs $212.98 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $50.05 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $50.05 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $69.64 ↓ -50%
UNITED HEALTHCARE UNITED HEALTHCARE $118.20 ↓ -15%
GEHA UNITED HEALTHCARE $118.20 ↓ -15%
MIDLANDS MIDLANDS CHOICE PPO $151.22 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $151.22 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $151.22 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $151.22 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $151.22 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $151.22 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $193.81 ↑ +40%
AETNA EAP AETNA $195.73 ↑ +41%
LUMINARE HEALTH AETNA $195.73 ↑ +41%
LUCENT HEALTH AETNA $195.73 ↑ +41%
AETNA AETNA $195.73 ↑ +41%
ASR HEALTH BENEFITS AETNA $195.73 ↑ +41%
FIRST HEALTH AETNA $195.73 ↑ +41%
AETNA DOMESTIC AETNA $195.73 ↑ +41%
COVENTRY AETNA $195.73 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $195.73 ↑ +41%
MERITAIN AETNA $195.73 ↑ +41%
WEBTPA AETNA $195.73 ↑ +41%
MEDICAL MUTUAL AETNA $195.73 ↑ +41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $212.98 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $212.98 ↑ +54%

Visitor-reported prices

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Drain chst dry seal exp thorastat at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $144.60 not published
MercyOne Dubuque Medical Center Dubuque $138.44 $76.03 – $212.98
MercyOne New Hampton Medical Center New Hampton $143.78 $87.57 – $221.20
MercyOne Dyersville Medical Center Dyersville $138.44 $80.51 – $239.73
MercyOne Clinton Medical Center Clinton $138.44 $60.27 – $212.98
MercyOne Oelwein Medical Center Oelwein $138.44 $81.40 – $212.98
MercyOne Elkader Medical Center Elkader $138.44 $109.62 – $222.61
MercyOne West Des Moines Medical Center West Des Moines $212.98 $42.81 – $212.98

All Iowa hospitals for this procedure →