Epstein barr early antigen antibody at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$48.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.71

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.50 with BC Illinois Community vs $48.57 with Quartz Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC Illinois Community PPO $3.50 ↓ -93%
United Healthcare HMO $7.87 ↓ -84%
United Healthcare PPO $7.87 ↓ -84%
BC Illinois Community Blue Choice $8.48 ↓ -83%
Wellmark Blue Cross and Blue Shield PPO $13.12 ↓ -73%
Wellmark Blue Cross and Blue Shield HMO $13.12 ↓ -73%
Wellmark UPH Self-Funded Commercial $13.12 ↓ -73%
Aetna PPO $13.12 ↓ -73%
Aetna HMO $13.12 ↓ -73%
Wellmark Blue Cross and Blue Shield Medicare Advantage $13.38 ↓ -72%
Molina Medicare Advantage $13.38 ↓ -72%
Aetna Medicare Advantage $13.38 ↓ -72%
Humana Medicare Advantage $13.78 ↓ -72%
United Healthcare Medicare Advantage $13.78 ↓ -72%
Amerivantage Medicare Advantage $13.78 ↓ -72%
Meridian MMAI (Medicare-Medicaid) $15.22 ↓ -69%
Cigna/Midlands Commercial $17.06 ↓ -65%
Medical Associates Health Plan HMO $17.71 ↓ -64%
Health Partners Open Network Commercial $20.43 ↓ -58%
Medica Exchange Inspire Commercial $22.34 ↓ -54%
Medica Exchange Insure Commercial $25.01 ↓ -49%
Dean Health Plan HMO $38.64 ↓ -20%
Quartz Health HMO $48.57 ↑ +0%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

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Epstein barr early antigen antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $87.75 $12.71 – $135.00
MercyOne Genesis Davenport West Medical Center Davenport $116.40 $13.12 – $13.12
MercyOne New Hampton Medical Center New Hampton $94.25 $57.41 – $145.00
MercyOne Dyersville Medical Center Dyersville $94.25 $54.81 – $163.21
MercyOne Clinton Medical Center Clinton $87.75 $12.71 – $75.00
MercyOne Oelwein Medical Center Oelwein $94.25 $55.42 – $145.00
MercyOne Cedar Falls Medical Center Cedar Falls $104.00 $12.71 – $135.00
MercyOne Elkader Medical Center Elkader $94.25 $74.63 – $151.55

All Iowa hospitals for this procedure →