Epstein barr early antigen antibody at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$94.25

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.63 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $151.55 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $74.63 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $75.40 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $76.15 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $76.91 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $78.30 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $78.33 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $79.92 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $90.22 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $91.55 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $91.99 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $100.28 ↑ +6%
COVENTRY AETNA $106.72 ↑ +13%
LUMINARE HEALTH AETNA $106.72 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $106.72 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $106.72 ↑ +13%
LUCENT HEALTH AETNA $106.72 ↑ +13%
AETNA AETNA $106.72 ↑ +13%
ASR HEALTH BENEFITS AETNA $106.72 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $106.72 ↑ +13%
FIRST HEALTH AETNA $106.72 ↑ +13%
AETNA DOMESTIC AETNA $106.72 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $106.72 ↑ +13%
MERITAIN AETNA $106.72 ↑ +13%
WEBTPA AETNA $106.72 ↑ +13%
MEDICAL MUTUAL AETNA $106.72 ↑ +13%
GEHA UNITED HEALTHCARE $108.75 ↑ +15%
UNITED HEALTHCARE UNITED HEALTHCARE $108.75 ↑ +15%
CENTIVO CENTIVO $113.10 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $116.00 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $116.00 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $126.67 ↑ +34%
HEALTH PARTNERS HEALTH PARTNERS $139.49 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $142.10 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $142.10 ↑ +51%
AUXIANT MIDLANDS CHOICE $142.10 ↑ +51%
MEDICA MIDLANDS CHOICE $142.10 ↑ +51%
CIGNA MIDLANDS CHOICE $142.10 ↑ +51%
MIDLANDS MIDLANDS CHOICE $142.10 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $145.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $145.00 ↑ +54%
NOVA CLAIMDOC $151.55 ↑ +61%
CLAIMDOC CLAIMDOC $151.55 ↑ +61%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Epstein barr early antigen antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $116.40 $13.12 – $13.12
MercyOne Dubuque Medical Center Dubuque $87.75 $12.71 – $135.00
MercyOne New Hampton Medical Center New Hampton $94.25 $57.41 – $145.00
MercyOne Dyersville Medical Center Dyersville $94.25 $54.81 – $163.21
MercyOne Clinton Medical Center Clinton $87.75 $12.71 – $75.00
MercyOne Oelwein Medical Center Oelwein $94.25 $55.42 – $145.00
MercyOne Cedar Falls Medical Center Cedar Falls $104.00 $12.71 – $135.00
MercyOne West Des Moines Medical Center West Des Moines $75.00 $12.71 – $75.00

All Iowa hospitals for this procedure →