Infectious agent antigen immunoassay direct optical observation sars-cov-2 at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$65.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.60 with HEALTH CHOICES vs $100.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $36.60 ↓ -44%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $40.10 ↓ -38%
MOLINA MEDICAID MOLINA MEDICAID $40.49 ↓ -38%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $40.55 ↓ -38%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $40.55 ↓ -38%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $40.55 ↓ -38%
WELLPOINT MEDICAID WELLPOINT MEDICAID $40.65 ↓ -37%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $40.96 ↓ -37%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $41.36 ↓ -36%
GEHA UNITED HEALTHCARE $41.38 ↓ -36%
UNITED HEALTHCARE UNITED HEALTHCARE $41.38 ↓ -36%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $41.38 ↓ -36%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $41.79 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $42.21 ↓ -35%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $43.45 ↓ -33%
AMISH HOSPITAL AID AMISH HOSPITAL AID $55.04 ↓ -15%
OSCAR OSCAR $56.45 ↓ -13%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $58.00 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $59.90 ↓ -8%
THE ALLIANCE THE ALLIANCE $60.41 ↓ -7%
CENTIVO CENTIVO $64.80 ↓ -0%
AMBETTER AMBETTER MARKETPLACE $69.52 ↑ +7%
MHNET MENTAL HEALTH ASSOCIATES $80.00 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $83.00 ↑ +28%
NOVA CLAIMDOC $83.17 ↑ +28%
CLAIMDOC CLAIMDOC $83.17 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $83.50 ↑ +28%
AETNA AETNA $83.50 ↑ +28%
AETNA DOMESTIC AETNA $83.50 ↑ +28%
AETNA EAP AETNA $83.50 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $83.50 ↑ +28%
ASR HEALTH BENEFITS AETNA $83.50 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $83.50 ↑ +28%
COVENTRY AETNA $83.50 ↑ +28%
FIRST HEALTH AETNA $83.50 ↑ +28%
LUCENT HEALTH AETNA $83.50 ↑ +28%
LUMINARE HEALTH AETNA $83.50 ↑ +28%
MEDICAL MUTUAL AETNA $83.50 ↑ +28%
MERITAIN AETNA $83.50 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $83.50 ↑ +28%
WEBTPA AETNA $83.50 ↑ +28%
CIGNA EAP MIDLANDS CHOICE PPO $90.00 ↑ +38%
MULTIPLAN MULTIPLAN $90.00 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $90.00 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $90.00 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $90.00 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $90.00 ↑ +38%
UNITY UNITY HMO $90.00 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $90.00 ↑ +38%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $100.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $100.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $100.00 ↑ +54%

Visitor-reported prices

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Infectious agent antigen immunoassay direct optical observation sars-cov-2 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $39.73 $3.50 – $55.86
MercyOne Genesis Davenport West Medical Center Davenport $33.00 $41.38 – $41.38
MercyOne New Hampton Medical Center New Hampton $65.00 $39.59 – $100.00
MercyOne Dyersville Medical Center Dyersville $65.00 $37.80 – $112.56
MercyOne Clinton Medical Center Clinton $65.00 $28.30 – $100.00
MercyOne Cedar Falls Medical Center Cedar Falls $65.00 $23.50 – $146.24
MercyOne Elkader Medical Center Elkader $135.00 $28.97 – $104.52
MercyOne West Des Moines Medical Center West Des Moines $84.00 $16.88 – $84.00

All Iowa hospitals for this procedure →