Infectious agent antigen immunoassay direct optical observation sars-cov-2 at MercyOne Cedar Falls Medical Center
515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955
$65.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$100.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$23.50 with MEDICAL ASSOCIATES vs $146.24 with FIRST HEALTH — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $23.50 | ↓ -64% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $23.50 | ↓ -64% |
| HEALTH PARTNERS | HEALTH PARTNERS | $32.70 | ↓ -50% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $40.10 | ↓ -38% |
| MOLINA MEDICAID | MOLINA MEDICAID | $40.49 | ↓ -38% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $40.55 | ↓ -38% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $40.55 | ↓ -38% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $40.55 | ↓ -38% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $40.65 | ↓ -37% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $40.96 | ↓ -37% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $41.36 | ↓ -36% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $41.38 | ↓ -36% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $41.38 | ↓ -36% |
| GEHA | UNITED HEALTHCARE | $41.38 | ↓ -36% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $41.79 | ↓ -36% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $42.21 | ↓ -35% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $55.04 | ↓ -15% |
| OSCAR | OSCAR | $63.51 | ↓ -2% |
| CENTIVO | CENTIVO | $68.69 | ↑ +6% |
| AMBETTER | AMBETTER MARKETPLACE | $69.52 | ↑ +7% |
| MEDICA | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| CIGNA | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| AUXIANT | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| MIDLANDS | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $71.00 | ↑ +9% |
| CLAIMDOC | CLAIMDOC | $83.17 | ↑ +28% |
| NOVA | CLAIMDOC | $83.17 | ↑ +28% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $91.00 | ↑ +40% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $100.00 | ↑ +54% |
| AETNA | AETNA | $146.24 | ↑ +125% |
| COVENTRY | AETNA | $146.24 | ↑ +125% |
| LUCENT HEALTH | AETNA | $146.24 | ↑ +125% |
| LUMINARE HEALTH | AETNA | $146.24 | ↑ +125% |
| MEDICAL MUTUAL | AETNA | $146.24 | ↑ +125% |
| ASR HEALTH BENEFITS | AETNA | $146.24 | ↑ +125% |
| MERITAIN | AETNA | $146.24 | ↑ +125% |
| ALLIED BENEFIT SYSTEMS | AETNA | $146.24 | ↑ +125% |
| AETNA EAP | AETNA | $146.24 | ↑ +125% |
| WEBTPA | AETNA | $146.24 | ↑ +125% |
| AETNA DOMESTIC | AETNA | $146.24 | ↑ +125% |
| FIRST HEALTH | AETNA | $146.24 | ↑ +125% |
Visitor-reported prices
Comments
Infectious agent antigen immunoassay direct optical observation sars-cov-2 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $33.00 | $41.38 – $41.38 |
| MercyOne Dubuque Medical Center | Dubuque | $65.00 | $36.60 – $100.00 |
| MercyOne New Hampton Medical Center | New Hampton | $65.00 | $39.59 – $100.00 |
| MercyOne Dyersville Medical Center | Dyersville | $65.00 | $37.80 – $112.56 |
| MercyOne Clinton Medical Center | Clinton | $65.00 | $28.30 – $100.00 |
| MercyOne Elkader Medical Center | Elkader | $135.00 | $28.97 – $104.52 |
| MercyOne West Des Moines Medical Center | West Des Moines | $84.00 | $16.88 – $84.00 |
| MercyOne Des Moines Medical Center | Des Moines | $56.55 | $17.49 – $87.00 |