Stress tte complete at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,762.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,196.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$284.59 with Medica vs $3,566.60 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $284.59 | ↓ -84% |
| Medica | Commercial|All Other Plans | $397.83 | ↓ -77% |
| Medica | Commercial|CHI Health | $446.93 | ↓ -75% |
| Centene | Medicaid|IA Total Care | $520.58 | ↓ -70% |
| Amerigroup | Medicaid|All Plans | $520.58 | ↓ -70% |
| IAMolina | Medicaid|All Plans | $530.78 | ↓ -70% |
| Humana | Medicare|All Plans | $534.35 | ↓ -70% |
| Medica | Medicare|All Plans | $534.35 | ↓ -70% |
| United | Medicare|All Plans | $534.35 | ↓ -70% |
| PACE | Medicare|All Plans | $534.35 | ↓ -70% |
| BCBS - NE | Medicare|All Plans | $534.35 | ↓ -70% |
| Todays Options | Medicare|All Plans | $545.04 | ↓ -69% |
| Centene | Medicare|All Plans | $550.38 | ↓ -69% |
| Amerigroup | Medicare|All Plans | $561.07 | ↓ -68% |
| Great Plains | Medicare|All Plans | $561.07 | ↓ -68% |
| Centene | Medicaid|NE Total Care | $629.40 | ↓ -64% |
| ELAP | Commercial|All Plans | $1,174.88 | ↓ -33% |
| AMPS | Commercial|All Plans | $1,186.26 | ↓ -33% |
| United | Medicaid|Community Plan | $1,930.16 | ↑ +10% |
| Millard Public Schools | Commercial|Narrow Network | $1,972.12 | ↑ +12% |
| One World | Commercial|Narrow Network | $1,972.12 | ↑ +12% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,972.12 | ↑ +12% |
| Medica | Commercial|Open Access | $2,181.92 | ↑ +24% |
| Timpte | Commercial|Broad Network | $2,265.84 | ↑ +29% |
| Millard Public Schools | Commercial|Broad Network | $2,265.84 | ↑ +29% |
| Greater Omaha Packing | Commercial|Broad Network | $2,265.84 | ↑ +29% |
| One World | Commercial|Broad Network | $2,265.84 | ↑ +29% |
| QuikTrip | Commercial|All Plans | $2,517.60 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $2,727.40 | ↑ +55% |
| PHCS | Commercial|All Plans | $2,979.16 | ↑ +69% |
| United | Commercial|All Plans | $3,105.04 | ↑ +76% |
| Midlands Choice | Commercial|Premier | $3,147.00 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $3,147.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $3,566.60 | ↑ +102% |
Visitor-reported prices
Comments
Stress tte complete at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $2,634.45 | $515.76 – $4,053.00 |
| MercyOne Newton Medical Center | Newton | $1,578.85 | $517.21 – $2,429.00 |
| MercyOne North Iowa Medical Center | Mason City | $945.10 | $372.22 – $1,454.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,198.60 | $433.34 – $1,844.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,609.48 | $75.66 – $1,060.24 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,163.26 | $75.66 – $1,163.26 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $523.20 | $75.66 – $545.54 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,900.96 | $75.66 – $698.60 |