Stress tte complete at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$523.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$654.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$75.66 with Aetna vs $545.54 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $75.66 | ↓ -86% |
| Molina | Medicare Advantage | $77.17 | ↓ -85% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $77.17 | ↓ -85% |
| United Healthcare | Medicare Advantage | $79.44 | ↓ -85% |
| Humana | Medicare Advantage | $79.44 | ↓ -85% |
| Amerivantage | Medicare Advantage | $79.44 | ↓ -85% |
| Wellmark Blue Cross and Blue Shield | HMO | $161.50 | ↓ -69% |
| Wellmark UPH Self-Funded | Commercial | $161.50 | ↓ -69% |
| Health Partners Open Network | Commercial | $170.38 | ↓ -67% |
| Aetna | HMO | $179.60 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | PPO | $190.00 | ↓ -64% |
| Cigna/Midlands | Commercial | $198.74 | ↓ -62% |
| Aetna | PPO | $207.74 | ↓ -60% |
| United Healthcare | PPO | $238.01 | ↓ -55% |
| United Healthcare | HMO | $238.01 | ↓ -55% |
| Amerigroup | Managed Medicaid | $545.54 | ↑ +4% |
| Iowa Total Care | Managed Medicaid | $545.54 | ↑ +4% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Stress tte complete at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $2,634.45 | $515.76 – $4,053.00 |
| MercyOne Newton Medical Center | Newton | $1,578.85 | $517.21 – $2,429.00 |
| MercyOne North Iowa Medical Center | Mason City | $945.10 | $372.22 – $1,454.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,198.60 | $433.34 – $1,844.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,609.48 | $75.66 – $1,060.24 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,163.26 | $75.66 – $1,163.26 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,900.96 | $75.66 – $698.60 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $523.20 | $75.66 – $198.74 |