Radphm lcl tmr plnr bdy two day img at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$1,418.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,378.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$506.70 with Centene vs $2,871.30 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $506.70 | ↓ -64% |
| ELAP | Commercial|All Plans | $945.84 | ↓ -33% |
| Medica | Commercial|ACO | $1,017.70 | ↓ -28% |
| Medica | Commercial|CHI Health | $1,147.64 | ↓ -19% |
| Medica | Commercial|All Other Plans | $1,201.78 | ↓ -15% |
| Centene | Medicaid|IA Total Care | $1,239.46 | ↓ -13% |
| Amerigroup | Medicaid|All Plans | $1,239.46 | ↓ -13% |
| IAMolina | Medicaid|All Plans | $1,263.77 | ↓ -11% |
| Humana | Medicare|All Plans | $1,272.27 | ↓ -10% |
| Medica | Medicare|All Plans | $1,272.27 | ↓ -10% |
| United | Medicare|All Plans | $1,272.27 | ↓ -10% |
| PACE | Medicare|All Plans | $1,272.27 | ↓ -10% |
| BCBS - NE | Medicare|All Plans | $1,272.27 | ↓ -10% |
| Todays Options | Medicare|All Plans | $1,297.72 | ↓ -9% |
| Centene | Medicare|All Plans | $1,310.44 | ↓ -8% |
| Great Plains | Medicare|All Plans | $1,335.88 | ↓ -6% |
| Amerigroup | Medicare|All Plans | $1,335.88 | ↓ -6% |
| Creighton University Employees | Commercial|All Plans | $1,416.21 | ↓ -0% |
| United | Medicaid|Community Plan | $1,553.88 | ↑ +10% |
| United | Commercial|All Plans | $1,753.49 | ↑ +24% |
| Medica | Commercial|Open Access | $1,756.56 | ↑ +24% |
| Midlands Choice | Commercial|Premier | $1,756.56 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $2,026.80 | ↑ +43% |
| PHCS | Commercial|All Plans | $2,398.38 | ↑ +69% |
| Millard Public Schools | Commercial|Narrow Network | $2,465.99 | ↑ +74% |
| One World | Commercial|Narrow Network | $2,465.99 | ↑ +74% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,465.99 | ↑ +74% |
| Midlands Choice | Commercial|Standard | $2,533.50 | ↑ +79% |
| AMPS | Commercial|All Plans | $2,824.44 | ↑ +99% |
| Millard Public Schools | Commercial|Broad Network | $2,835.89 | ↑ +100% |
| One World | Commercial|Broad Network | $2,835.89 | ↑ +100% |
| Greater Omaha Packing | Commercial|Broad Network | $2,835.89 | ↑ +100% |
| Timpte | Commercial|Broad Network | $2,835.89 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $2,871.30 | ↑ +102% |
Visitor-reported prices
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Radphm lcl tmr plnr bdy two day img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,261.80 | $1,249.63 – $1,366.95 |
| MercyOne Des Moines Medical Center | Des Moines | $1,022.45 | $316.17 – $2,986.36 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,378.20 | $1,249.63 – $1,493.05 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,728.42 | $43.01 – $1,797.34 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,255.20 | $43.01 – $1,147.82 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $3,664.18 | $43.01 – $1,845.83 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,372.50 | $43.01 – $1,257.77 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,255.20 | $43.01 – $103.38 |