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Radphm lcl tmr plnr bdy two day img at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,255.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,569.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$43.01 with Aetna vs $1,147.82 with Amerigroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $43.01 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $43.87 | ↓ -97% |
| Molina | Medicare Advantage | $43.87 | ↓ -97% |
| Meridian | MMAI (Medicare-Medicaid) | $45.16 | ↓ -96% |
| Amerivantage | Medicare Advantage | $45.16 | ↓ -96% |
| Humana | Medicare Advantage | $45.16 | ↓ -96% |
| United Healthcare | Medicare Advantage | $45.16 | ↓ -96% |
| United Healthcare | HMO | $62.95 | ↓ -95% |
| United Healthcare | PPO | $62.95 | ↓ -95% |
| Medical Associates Health Plan | HMO | $64.52 | ↓ -95% |
| Wellmark UPH Self-Funded | Commercial | $78.80 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | HMO | $78.80 | ↓ -94% |
| Cigna/Midlands | Commercial | $91.12 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | PPO | $92.70 | ↓ -93% |
| Health Partners Open Network | Commercial | $103.38 | ↓ -92% |
| BC Illinois Community | PPO | $108.62 | ↓ -91% |
| Aetna | HMO | $116.61 | ↓ -91% |
| Dean Health Plan | HMO | $135.24 | ↓ -89% |
| Aetna | PPO | $135.38 | ↓ -89% |
| BC Illinois Community | Blue Choice | $1,077.33 | ↓ -14% |
| Iowa Total Care | Managed Medicaid | $1,147.82 | ↓ -9% |
| Amerigroup | Managed Medicaid | $1,147.82 | ↓ -9% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
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Radphm lcl tmr plnr bdy two day img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,261.80 | $1,249.63 – $1,366.95 |
| MercyOne Des Moines Medical Center | Des Moines | $1,022.45 | $316.17 – $2,986.36 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,378.20 | $1,249.63 – $1,493.05 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,728.42 | $43.01 – $1,797.34 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $3,664.18 | $43.01 – $1,845.83 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,372.50 | $43.01 – $1,257.77 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,255.20 | $43.01 – $103.38 |
| UnityPoint Health - Marshalltown | Marshalltown | $2,728.42 | $43.01 – $1,637.05 |