Prgrmg eval implantable dfb at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$48.72

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$116.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.75 with Centene vs $207.61 with Medica — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $15.75 ↓ -68%
ELAP Commercial|All Plans $29.40 ↓ -40%
Centene Medicaid|IA Total Care $35.40 ↓ -27%
Amerigroup Medicaid|All Plans $35.40 ↓ -27%
IAMolina Medicaid|All Plans $36.10 ↓ -26%
Humana Medicare|All Plans $36.34 ↓ -25%
Medica Medicare|All Plans $36.34 ↓ -25%
United Medicare|All Plans $36.34 ↓ -25%
PACE Medicare|All Plans $36.34 ↓ -25%
BCBS - NE Medicare|All Plans $36.34 ↓ -25%
Todays Options Medicare|All Plans $37.07 ↓ -24%
Centene Medicare|All Plans $37.43 ↓ -23%
Amerigroup Medicare|All Plans $38.16 ↓ -22%
Great Plains Medicare|All Plans $38.16 ↓ -22%
United Medicaid|Community Plan $48.30 ↓ -1%
Greater Omaha Packing Commercial|Narrow Network $49.35 ↑ +1%
One World Commercial|Narrow Network $49.35 ↑ +1%
Millard Public Schools Commercial|Narrow Network $49.35 ↑ +1%
Medica Commercial|Open Access $54.60 ↑ +12%
Greater Omaha Packing Commercial|Broad Network $56.70 ↑ +16%
Millard Public Schools Commercial|Broad Network $56.70 ↑ +16%
One World Commercial|Broad Network $56.70 ↑ +16%
Timpte Commercial|Broad Network $56.70 ↑ +16%
QuikTrip Commercial|All Plans $63.00 ↑ +29%
Creighton University Employees Commercial|All Plans $68.25 ↑ +40%
PHCS Commercial|All Plans $74.55 ↑ +53%
United Commercial|All Plans $77.70 ↑ +59%
Midlands Choice Commercial|Premier $78.75 ↑ +62%
Midlands Choice Commercial|Standard $78.75 ↑ +62%
AMPS Commercial|All Plans $80.67 ↑ +66%
Medica Commercial|ACO $85.97 ↑ +76%
MultiPlan Commercial|All Plans $89.25 ↑ +83%
Medica Commercial|All Other Plans $184.79 ↑ +279%
Medica Commercial|CHI Health $207.61 ↑ +326%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Prgrmg eval implantable dfb at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $321.00 $25.33 – $189.00
MercyOne North Iowa Medical Center Mason City $36.40 $14.34 – $80.86
MercyOne Waterloo Medical Center Waterloo $389.00 $35.16 – $276.19
UnityPoint Health - Allen Hospital Waterloo $226.40 $30.91 – $106.11
UnityPoint Health - Finley Hospital Dubuque $226.40 $32.79 – $89.40
UnityPoint Health - Grinnell Regional Medical Center Grinnell $226.40 $35.50 – $106.11
UnityPoint Health - Iowa Lutheran Hospital Des Moines $226.40 $35.50 – $106.11
UnityPoint Health - Jones Regional Medical Center Anamosa $226.40 $39.43 – $106.11

All Iowa hospitals for this procedure →