Prgrmg eval implantable dfb at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$226.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$283.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$32.79 with Iowa Total Care vs $178.80 with BC Illinois Community — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $32.79 | ↓ -86% |
| Amerigroup | Managed Medicaid | $32.79 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $36.41 | ↓ -84% |
| Molina | Medicare Advantage | $36.41 | ↓ -84% |
| Aetna | Medicare Advantage | $36.41 | ↓ -84% |
| United Healthcare | Medicare Advantage | $37.48 | ↓ -83% |
| Humana | Medicare Advantage | $37.48 | ↓ -83% |
| Amerivantage | Medicare Advantage | $37.48 | ↓ -83% |
| Medica Exchange Inspire | Commercial | $39.73 | ↓ -82% |
| Meridian | MMAI (Medicare-Medicaid) | $41.40 | ↓ -82% |
| Medica Exchange Insure | Commercial | $44.48 | ↓ -80% |
| Health Partners Open Network | Commercial | $51.20 | ↓ -77% |
| Cigna/Midlands | Commercial | $57.01 | ↓ -75% |
| Aetna | HMO | $57.63 | ↓ -75% |
| Aetna | PPO | $68.35 | ↓ -70% |
| Medical Associates Health Plan | HMO | $69.00 | ↓ -70% |
| United Healthcare | HMO | $78.62 | ↓ -65% |
| United Healthcare | PPO | $78.62 | ↓ -65% |
| Dean Health Plan | HMO | $86.38 | ↓ -62% |
| Quartz Health | HMO | $86.38 | ↓ -62% |
| BC Illinois Community | PPO | $89.07 | ↓ -61% |
| Wellmark Blue Cross and Blue Shield | HMO | $89.40 | ↓ -61% |
| Wellmark UPH Self-Funded | Commercial | $89.40 | ↓ -61% |
| Wellmark Blue Cross and Blue Shield | PPO | $105.20 | ↓ -54% |
| BC Illinois Community | Blue Choice | $178.80 | ↓ -21% |
Visitor-reported prices
Comments
Prgrmg eval implantable dfb at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $321.00 | $25.33 – $189.00 |
| MercyOne North Iowa Medical Center | Mason City | $36.40 | $14.34 – $80.86 |
| MercyOne Waterloo Medical Center | Waterloo | $389.00 | $35.16 – $276.19 |
| UnityPoint Health - Allen Hospital | Waterloo | $226.40 | $30.91 – $106.11 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $226.40 | $35.50 – $106.11 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $226.40 | $35.50 – $106.11 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $226.40 | $39.43 – $106.11 |
| UnityPoint Health - Marshalltown | Marshalltown | $226.40 | $35.07 – $106.11 |