Pretreat rbc w chem/drugs reference at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$77.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$27.75 with Centene vs $157.25 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $27.75 | ↓ -64% |
| ELAP | Commercial|All Plans | $51.80 | ↓ -33% |
| Medica | Commercial|ACO | $52.96 | ↓ -32% |
| Medica | Commercial|CHI Health | $53.44 | ↓ -31% |
| Medica | Commercial|All Other Plans | $55.96 | ↓ -28% |
| Amerigroup | Medicaid|All Plans | $56.40 | ↓ -27% |
| Centene | Medicaid|IA Total Care | $56.40 | ↓ -27% |
| IAMolina | Medicaid|All Plans | $57.50 | ↓ -26% |
| BCBS - NE | Medicare|All Plans | $57.89 | ↓ -25% |
| Humana | Medicare|All Plans | $57.89 | ↓ -25% |
| United | Medicare|All Plans | $57.89 | ↓ -25% |
| PACE | Medicare|All Plans | $57.89 | ↓ -25% |
| Medica | Medicare|All Plans | $57.89 | ↓ -25% |
| Todays Options | Medicare|All Plans | $59.05 | ↓ -24% |
| Centene | Medicare|All Plans | $59.63 | ↓ -23% |
| Amerigroup | Medicare|All Plans | $60.78 | ↓ -22% |
| Great Plains | Medicare|All Plans | $60.78 | ↓ -22% |
| Creighton University Employees | Commercial|All Plans | $67.46 | ↓ -13% |
| United | Medicaid|Community Plan | $85.10 | ↑ +10% |
| United | Commercial|All Plans | $88.02 | ↑ +13% |
| Midlands Choice | Commercial|Premier | $96.20 | ↑ +24% |
| Medica | Commercial|Open Access | $96.20 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $111.00 | ↑ +43% |
| AMPS | Commercial|All Plans | $128.52 | ↑ +65% |
| PHCS | Commercial|All Plans | $131.35 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $138.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $157.25 | ↑ +102% |
Visitor-reported prices
Comments
Pretreat rbc w chem/drugs reference at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $81.00 | $52.65 – $56.86 |
| MercyOne Dubuque Medical Center | Dubuque | $226.20 | $33.96 – $348.00 |
| MercyOne Dyersville Medical Center | Dyersville | $88.40 | $51.41 – $153.08 |
| MercyOne Clinton Medical Center | Clinton | $226.20 | $33.96 – $348.00 |
| MercyOne Oelwein Medical Center | Oelwein | $88.40 | $51.98 – $136.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $86.45 | $26.60 – $133.00 |
| MercyOne Elkader Medical Center | Elkader | $88.40 | $70.00 – $142.15 |
| MercyOne West Des Moines Medical Center | West Des Moines | $348.00 | $33.96 – $348.00 |