Pretreat rbc w chem/drugs reference at MercyOne Elkader Medical Center
901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434
$88.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$136.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.00 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $142.15 with CLAIMDOC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $70.00 | ↓ -21% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $71.43 | ↓ -19% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $72.13 | ↓ -18% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $73.44 | ↓ -17% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $73.47 | ↓ -17% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $74.96 | ↓ -15% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $84.62 | ↓ -4% |
| MOLINA MEDICAID | MOLINA MEDICAID | $85.86 | ↓ -3% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $86.28 | ↓ -2% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $94.06 | ↑ +6% |
| GEHA | UNITED HEALTHCARE | $102.00 | ↑ +15% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $102.00 | ↑ +15% |
| CENTIVO | CENTIVO | $106.08 | ↑ +20% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $108.80 | ↑ +23% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $108.80 | ↑ +23% |
| AMBETTER | AMBETTER MARKETPLACE | $118.81 | ↑ +34% |
| HEALTH PARTNERS | HEALTH PARTNERS | $130.83 | ↑ +48% |
| CIGNA EAP | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| AUXIANT | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| MEDICA | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| CIGNA | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| MIDLANDS | MIDLANDS CHOICE | $133.28 | ↑ +51% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $136.00 | ↑ +54% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $136.00 | ↑ +54% |
| NOVA | CLAIMDOC | $142.15 | ↑ +61% |
| CLAIMDOC | CLAIMDOC | $142.15 | ↑ +61% |
Visitor-reported prices
Comments
Pretreat rbc w chem/drugs reference at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $81.00 | $52.65 – $56.86 |
| MercyOne Dubuque Medical Center | Dubuque | $226.20 | $33.96 – $348.00 |
| MercyOne Dyersville Medical Center | Dyersville | $88.40 | $51.41 – $153.08 |
| MercyOne Clinton Medical Center | Clinton | $226.20 | $33.96 – $348.00 |
| MercyOne Oelwein Medical Center | Oelwein | $88.40 | $51.98 – $136.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $86.45 | $26.60 – $133.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $348.00 | $33.96 – $348.00 |
| MercyOne Des Moines Medical Center | Des Moines | $86.45 | $26.60 – $133.00 |