Pet image w/ct lmtd at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,802.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,672.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,000.80 with Centene vs $5,671.20 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $1,000.80 | ↓ -64% |
| Medica | Commercial|ACO | $1,336.44 | ↓ -52% |
| Amerigroup | Medicaid|All Plans | $1,384.83 | ↓ -51% |
| Centene | Medicaid|IA Total Care | $1,384.83 | ↓ -51% |
| IAMolina | Medicaid|All Plans | $1,411.99 | ↓ -50% |
| Medica | Medicare|All Plans | $1,421.48 | ↓ -49% |
| Humana | Medicare|All Plans | $1,421.48 | ↓ -49% |
| United | Medicare|All Plans | $1,421.48 | ↓ -49% |
| PACE | Medicare|All Plans | $1,421.48 | ↓ -49% |
| BCBS - NE | Medicare|All Plans | $1,421.48 | ↓ -49% |
| Todays Options | Medicare|All Plans | $1,449.91 | ↓ -48% |
| Centene | Medicare|All Plans | $1,464.12 | ↓ -48% |
| Great Plains | Medicare|All Plans | $1,492.55 | ↓ -47% |
| Amerigroup | Medicare|All Plans | $1,492.55 | ↓ -47% |
| Medica | Commercial|CHI Health | $1,565.21 | ↓ -44% |
| Medica | Commercial|All Other Plans | $1,639.06 | ↓ -42% |
| ELAP | Commercial|All Plans | $1,868.16 | ↓ -33% |
| Creighton University Employees | Commercial|All Plans | $2,128.09 | ↓ -24% |
| United | Commercial|All Plans | $2,634.90 | ↓ -6% |
| United | Medicaid|Community Plan | $3,069.12 | ↑ +10% |
| AMPS | Commercial|All Plans | $3,155.69 | ↑ +13% |
| Midlands Choice | Commercial|Premier | $3,469.44 | ↑ +24% |
| Medica | Commercial|Open Access | $3,469.44 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $4,003.20 | ↑ +43% |
| PHCS | Commercial|All Plans | $4,737.12 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $5,004.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $5,671.20 | ↑ +102% |
Visitor-reported prices
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Pet image w/ct lmtd at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne West Des Moines Medical Center | West Des Moines | $7,347.00 | $1,349.71 – $7,347.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,939.95 | $909.12 – $4,523.00 |
| MercyOne Waterloo Medical Center | Waterloo | $2,722.20 | $984.18 – $5,725.20 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,643.19 | $93.61 – $2,399.95 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,804.80 | $93.61 – $1,282.44 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $4,626.25 | $93.61 – $2,330.47 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $5,620.98 | $93.61 – $2,065.71 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $2,804.80 | $93.61 – $215.19 |