Pet image w/ct lmtd at UnityPoint Health - Jones Regional Medical Center
1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741
$2,804.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,506.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$93.61 with Humana vs $290.84 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $93.61 | ↓ -97% |
| Amerivantage | Medicare Advantage | $93.61 | ↓ -97% |
| Aetna | Medicare Advantage | $93.61 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $95.48 | ↓ -97% |
| United Healthcare | Medicare Advantage | $98.29 | ↓ -96% |
| Iowa Health | Medicare Advantage | $98.29 | ↓ -96% |
| United Healthcare | PPO | $135.87 | ↓ -95% |
| United Healthcare | HMO | $135.87 | ↓ -95% |
| Wellmark UPH Self-Funded | Commercial | $193.20 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | HMO | $193.20 | ↓ -93% |
| Cigna/Midlands | Commercial | $197.74 | ↓ -93% |
| Health Partners Open Network | Commercial | $215.19 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | PPO | $227.30 | ↓ -92% |
| Aetna | HMO | $251.98 | ↓ -91% |
| Aetna | PPO | $290.84 | ↓ -90% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Pet image w/ct lmtd at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne West Des Moines Medical Center | West Des Moines | $7,347.00 | $1,349.71 – $7,347.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,939.95 | $909.12 – $4,523.00 |
| MercyOne Waterloo Medical Center | Waterloo | $2,722.20 | $984.18 – $5,725.20 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,643.19 | $93.61 – $2,399.95 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,804.80 | $93.61 – $1,282.44 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $4,626.25 | $93.61 – $2,330.47 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $5,620.98 | $93.61 – $2,065.71 |
| UnityPoint Health - Marshalltown | Marshalltown | $3,643.19 | $93.61 – $2,185.91 |