Ot training self care/home management direct contact each 15 minutes at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$52.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$125.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.75 with Centene vs $190.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Centene | Medicaid|NE Total Care | $18.75 | ↓ -64% |
| Centene | Medicaid|IA Total Care | $28.47 | ↓ -46% |
| Amerigroup | Medicaid|All Plans | $28.47 | ↓ -46% |
| IAMolina | Medicaid|All Plans | $29.03 | ↓ -45% |
| ELAP | Commercial|All Plans | $35.00 | ↓ -33% |
| United | Medicaid|Community Plan | $57.50 | ↑ +10% |
| Medica | Commercial|All Other Plans | $57.51 | ↑ +10% |
| Medica | Commercial|ACO | $63.95 | ↑ +22% |
| Medica | Commercial|CHI Health | $64.62 | ↑ +23% |
| Medica | Commercial|Open Access | $75.00 | ↑ +43% |
| Midlands Choice | Commercial|Premier | $75.00 | ↑ +43% |
| QuikTrip | Commercial|All Plans | $75.00 | ↑ +43% |
| PHCS | Commercial|All Plans | $88.75 | ↑ +69% |
| Midlands Choice | Commercial|Standard | $93.75 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $106.25 | ↑ +102% |
| Timpte | Commercial|Broad Network | $125.00 | ↑ +138% |
| Greater Omaha Packing | Commercial|Broad Network | $125.00 | ↑ +138% |
| Greater Omaha Packing | Commercial|Narrow Network | $125.00 | ↑ +138% |
| One World | Commercial|Broad Network | $125.00 | ↑ +138% |
| One World | Commercial|Narrow Network | $125.00 | ↑ +138% |
| Millard Public Schools | Commercial|Broad Network | $125.00 | ↑ +138% |
| Millard Public Schools | Commercial|Narrow Network | $125.00 | ↑ +138% |
| Creighton University Employees | Commercial|All Plans | $158.00 | ↑ +201% |
| United | Commercial|All Plans | $190.00 | ↑ +262% |
Visitor-reported prices
Comments
Ot training self care/home management direct contact each 15 minutes at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $76.20 | $40.79 – $40.79 |
| MercyOne New Hampton Medical Center | New Hampton | $93.60 | $57.01 – $144.00 |
| MercyOne Dyersville Medical Center | Dyersville | $93.60 | $54.43 – $162.09 |
| MercyOne Oelwein Medical Center | Oelwein | $93.60 | $55.04 – $144.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $87.75 | $28.47 – $301.50 |
| MercyOne Elkader Medical Center | Elkader | $93.60 | $74.12 – $150.51 |
| MercyOne West Des Moines Medical Center | West Des Moines | $160.00 | $28.47 – $189.00 |
| MercyOne Des Moines Medical Center | Des Moines | $104.00 | $20.66 – $160.00 |