Ot training self care/home management direct contact each 15 minutes at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$93.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.04 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $144.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $55.04 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $55.81 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $56.64 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $56.91 ↓ -39%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $58.44 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $59.63 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $60.22 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $61.33 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $62.58 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $67.90 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $78.52 ↓ -16%
CENTIVO CENTIVO $88.56 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $99.19 ↑ +6%
HEALTH CHOICES MEDICAL ASSOCIATES $105.98 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $105.98 ↑ +13%
CLAIMDOC CLAIMDOC $118.67 ↑ +27%
NOVA CLAIMDOC $118.67 ↑ +27%
UNITED HEALTHCARE UNITED HEALTHCARE $124.27 ↑ +33%
GEHA UNITED HEALTHCARE $124.27 ↑ +33%
COVENTRY AETNA $132.34 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $132.34 ↑ +41%
MERITAIN AETNA $132.34 ↑ +41%
LUCENT HEALTH AETNA $132.34 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $132.34 ↑ +41%
FIRST HEALTH AETNA $132.34 ↑ +41%
AETNA DOMESTIC AETNA $132.34 ↑ +41%
ASR HEALTH BENEFITS AETNA $132.34 ↑ +41%
AETNA AETNA $132.34 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $132.34 ↑ +41%
LUMINARE HEALTH AETNA $132.34 ↑ +41%
WEBTPA AETNA $132.34 ↑ +41%
MEDICAL MUTUAL AETNA $132.34 ↑ +41%
AETNA EAP AETNA $132.34 ↑ +41%
1199 NATIONAL BENEFIT FUND AETNA $132.34 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $138.53 ↑ +48%
MULTIPLAN MULTIPLAN $139.68 ↑ +49%
CIGNA MIDLANDS CHOICE $141.12 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $141.12 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $141.12 ↑ +51%
MEDICA MIDLANDS CHOICE $141.12 ↑ +51%
MIDLANDS MIDLANDS CHOICE $141.12 ↑ +51%
AUXIANT MIDLANDS CHOICE $141.12 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $144.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $144.00 ↑ +54%

Visitor-reported prices

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Ot training self care/home management direct contact each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $76.20 $40.79 – $40.79
MercyOne New Hampton Medical Center New Hampton $93.60 $57.01 – $144.00
MercyOne Dyersville Medical Center Dyersville $93.60 $54.43 – $162.09
MercyOne Cedar Falls Medical Center Cedar Falls $87.75 $28.47 – $301.50
MercyOne Elkader Medical Center Elkader $93.60 $74.12 – $150.51
MercyOne West Des Moines Medical Center West Des Moines $160.00 $28.47 – $189.00
MercyOne Des Moines Medical Center Des Moines $104.00 $20.66 – $160.00
MercyOne Centerville Medical Center Centerville $144.00 $39.51 – $144.00

All Iowa hospitals for this procedure →