Nuclear Stress Test (Heart) at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$2,168.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,164.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$675.74 with Medica vs $4,140.35 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $675.74 | ↓ -69% |
| Centene | Medicaid|NE Total Care | $730.65 | ↓ -66% |
| Medica | Commercial|CHI Health | $837.92 | ↓ -61% |
| Medica | Commercial|All Other Plans | $877.46 | ↓ -60% |
| Creighton University Employees | Commercial|All Plans | $1,083.77 | ↓ -50% |
| Centene | Medicaid|IA Total Care | $1,239.46 | ↓ -43% |
| Amerigroup | Medicaid|All Plans | $1,239.46 | ↓ -43% |
| IAMolina | Medicaid|All Plans | $1,263.77 | ↓ -42% |
| Humana | Medicare|All Plans | $1,272.27 | ↓ -41% |
| Medica | Medicare|All Plans | $1,272.27 | ↓ -41% |
| United | Medicare|All Plans | $1,272.27 | ↓ -41% |
| PACE | Medicare|All Plans | $1,272.27 | ↓ -41% |
| BCBS - NE | Medicare|All Plans | $1,272.27 | ↓ -41% |
| Todays Options | Medicare|All Plans | $1,297.72 | ↓ -40% |
| Centene | Medicare|All Plans | $1,310.44 | ↓ -40% |
| Amerigroup | Medicare|All Plans | $1,335.88 | ↓ -38% |
| Great Plains | Medicare|All Plans | $1,335.88 | ↓ -38% |
| United | Commercial|All Plans | $1,341.88 | ↓ -38% |
| ELAP | Commercial|All Plans | $1,363.88 | ↓ -37% |
| One World | Commercial|Narrow Network | $1,876.49 | ↓ -13% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,876.49 | ↓ -13% |
| Millard Public Schools | Commercial|Narrow Network | $1,876.49 | ↓ -13% |
| Greater Omaha Packing | Commercial|Broad Network | $2,157.97 | ↓ -1% |
| Timpte | Commercial|Broad Network | $2,157.97 | ↓ -1% |
| One World | Commercial|Broad Network | $2,157.97 | ↓ -1% |
| Millard Public Schools | Commercial|Broad Network | $2,157.97 | ↓ -1% |
| United | Medicaid|Community Plan | $2,240.66 | ↑ +3% |
| Midlands Choice | Commercial|Premier | $2,532.92 | ↑ +17% |
| Medica | Commercial|Open Access | $2,532.92 | ↑ +17% |
| AMPS | Commercial|All Plans | $2,824.44 | ↑ +30% |
| QuikTrip | Commercial|All Plans | $2,922.60 | ↑ +35% |
| PHCS | Commercial|All Plans | $3,458.41 | ↑ +59% |
| Midlands Choice | Commercial|Standard | $3,653.25 | ↑ +68% |
| MultiPlan | Commercial|All Plans | $4,140.35 | ↑ +91% |
Visitor-reported prices
Comments
Nuclear Stress Test (Heart) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,021.40 | $1,249.63 – $1,749.48 |
| MercyOne New Hampton Medical Center | New Hampton | $2,913.30 | $27.71 – $322.13 |
| MercyOne Clinton Medical Center | Clinton | $3,799.90 | $1,192.19 – $5,846.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $6,381.00 | $1,222.00 – $6,381.00 |
| MercyOne Des Moines Medical Center | Des Moines | $3,688.10 | $47.50 – $5,674.00 |
| MercyOne Centerville Medical Center | Centerville | $4,482.00 | $19.21 – $209.00 |
| MercyOne Newton Medical Center | Newton | $2,913.30 | $47.50 – $4,482.00 |
| MercyOne North Iowa Medical Center | Mason City | $3,892.85 | $1,252.70 – $5,989.00 |