Insertion subcutaneous cardiac rhythm monitor at CHI Health Mercy Council Bluffs
800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759
$8,344.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,868.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$156.03 with Medica vs $18,690.00 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica | Commercial|ACO | $156.03 | ↓ -98% |
| One World | Commercial|Narrow Network | $2,834.13 | ↓ -66% |
| Millard Public Schools | Commercial|Narrow Network | $2,834.13 | ↓ -66% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,834.13 | ↓ -66% |
| Centene | Medicaid|NE Total Care | $2,980.20 | ↓ -64% |
| Timpte | Commercial|Broad Network | $3,259.25 | ↓ -61% |
| Millard Public Schools | Commercial|Broad Network | $3,259.25 | ↓ -61% |
| Greater Omaha Packing | Commercial|Broad Network | $3,259.25 | ↓ -61% |
| One World | Commercial|Broad Network | $3,259.25 | ↓ -61% |
| ELAP | Commercial|All Plans | $5,563.04 | ↓ -33% |
| Amerigroup | Medicaid|All Plans | $7,857.49 | ↓ -6% |
| Centene | Medicaid|IA Total Care | $7,857.49 | ↓ -6% |
| IAMolina | Medicaid|All Plans | $8,011.56 | ↓ -4% |
| Humana | Medicare|All Plans | $8,065.44 | ↓ -3% |
| Medica | Medicare|All Plans | $8,065.44 | ↓ -3% |
| United | Medicare|All Plans | $8,065.44 | ↓ -3% |
| PACE | Medicare|All Plans | $8,065.44 | ↓ -3% |
| BCBS - NE | Medicare|All Plans | $8,065.44 | ↓ -3% |
| Todays Options | Medicare|All Plans | $8,226.75 | ↓ -1% |
| Centene | Medicare|All Plans | $8,307.40 | ↓ -0% |
| Great Plains | Medicare|All Plans | $8,468.71 | ↑ +1% |
| Amerigroup | Medicare|All Plans | $8,468.71 | ↑ +1% |
| United | Medicaid|Community Plan | $9,139.28 | ↑ +10% |
| United | Commercial|All Plans | $9,337.96 | ↑ +12% |
| Medica | Commercial|Open Access | $10,331.36 | ↑ +24% |
| QuikTrip | Commercial|All Plans | $11,920.80 | ↑ +43% |
| Creighton University Employees | Commercial|All Plans | $12,914.20 | ↑ +55% |
| Medica | Commercial|CHI Health | $13,706.00 | ↑ +64% |
| PHCS | Commercial|All Plans | $14,106.28 | ↑ +69% |
| Midlands Choice | Commercial|Premier | $14,901.00 | ↑ +79% |
| Midlands Choice | Commercial|Standard | $14,901.00 | ↑ +79% |
| MultiPlan | Commercial|All Plans | $16,887.80 | ↑ +102% |
| AMPS | Commercial|All Plans | $17,905.28 | ↑ +115% |
| Medica | Commercial|All Other Plans | $18,690.00 | ↑ +124% |
Visitor-reported prices
Comments
Insertion subcutaneous cardiac rhythm monitor at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $9,019.20 | $7,921.93 – $9,770.80 |
| MercyOne Dubuque Medical Center | Dubuque | $11,052.53 | $2,160.92 – $16,534.97 |
| MercyOne Clinton Medical Center | Clinton | $20,074.60 | $7,620.46 – $30,884.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $18,360.00 | $3,690.36 – $18,360.00 |
| MercyOne Des Moines Medical Center | Des Moines | $13,021.00 | $24.18 – $18,360.00 |
| MercyOne North Iowa Medical Center | Mason City | $24,432.80 | $3,664.90 – $17,928.45 |
| MercyOne Genesis Davenport Medical Center | Davenport | $10,417.20 | $7,921.93 – $11,090.71 |
| MercyOne Waterloo Medical Center | Waterloo | $13,021.00 | $24.18 – $15,990.49 |